{"ok":true,"canonical_url":"https://dealroom.so/franchises/sears-authorized-hometown-stores-agreement","api_url":"https://dealroom.so/api/public/franchises/sears-authorized-hometown-stores-agreement","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Sears Authorized Hometown Stores Agreement","slug":"sears-authorized-hometown-stores-agreement","url":"https://dealroom.so/franchises/sears-authorized-hometown-stores-agreement","sbaLoansSince2020":2,"businessPurchases":1,"typicalDeal":64700,"dealRange25th75th":[15000,64700],"avgRatePct":6.13,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Frandsen Bank and Trust","count":1,"url":"https://dealroom.so/lenders/frandsen-bank-and-trust"},{"name":"Peoples Bank","count":1,"url":"https://dealroom.so/lenders/peoples-bank-4"}],"topStates":[{"count":1,"state":"WI"},{"count":1,"state":"MS"}],"recentDeals":[{"borrower":"HGII LLC","city":"Magee","state":"MS","amount":64700,"fiscalYear":2021,"businessPurchase":true,"lender":"Peoples Bank"},{"borrower":"A & L Lajcak, Inc.","city":"Ashland","state":"WI","amount":15000,"fiscalYear":2020,"businessPurchase":false,"lender":"Frandsen Bank and Trust"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/sears-authorized-hometown-stores-agreement","source_type":"DealRoom Data"}}