{"ok":true,"canonical_url":"https://dealroom.so/franchises/sebanda-insurance","api_url":"https://dealroom.so/api/public/franchises/sebanda-insurance","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Sebanda Insurance","slug":"sebanda-insurance","url":"https://dealroom.so/franchises/sebanda-insurance","sbaLoansSince2020":2,"businessPurchases":0,"typicalDeal":150000,"dealRange25th75th":[150000,150000],"avgRatePct":11.13,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"TD Bank, National Association","count":1,"url":"https://dealroom.so/lenders/td-bank-national-association"},{"name":"Bank of America, National Association","count":1,"url":"https://dealroom.so/lenders/bank-of-america-national-association"}],"topStates":[{"count":2,"state":"FL"}],"recentDeals":[{"borrower":"Insurance L&Y Corp","city":"Miami","state":"FL","amount":150000,"fiscalYear":2026,"businessPurchase":false,"lender":"TD Bank, National Association"},{"borrower":"MG INS GROUP SOLUTIONS LLC","city":"Miami","state":"FL","amount":150000,"fiscalYear":2023,"businessPurchase":false,"lender":"Bank of America, National Association"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/sebanda-insurance","source_type":"DealRoom Data"}}