{"ok":true,"canonical_url":"https://dealroom.so/franchises/shine-window-care-and-holiday-lighting","api_url":"https://dealroom.so/api/public/franchises/shine-window-care-and-holiday-lighting","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Shine Window Care and Holiday Lighting","slug":"shine-window-care-and-holiday-lighting","url":"https://dealroom.so/franchises/shine-window-care-and-holiday-lighting","sbaLoansSince2020":13,"businessPurchases":0,"typicalDeal":150000,"dealRange25th75th":[100000,200000],"avgRatePct":10.38,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":4,"topLenders":[{"name":"The Huntington National Bank","count":4,"url":"https://dealroom.so/lenders/the-huntington-national-bank"},{"name":"United Midwest Savings Bank National Association","count":3,"url":"https://dealroom.so/lenders/united-midwest-savings-bank-national-association"},{"name":"Manufacturers and Traders Trust Company","count":2,"url":"https://dealroom.so/lenders/manufacturers-and-traders-trust-company"},{"name":"Regions Bank","count":2,"url":"https://dealroom.so/lenders/regions-bank"},{"name":"Newtek Bank, National Association","count":1,"url":"https://dealroom.so/lenders/newtek-bank-national-association"}],"topStates":[{"count":3,"state":"TX"},{"count":3,"state":"MI"},{"count":2,"state":"MD"},{"count":2,"state":"TN"},{"count":1,"state":"KS"},{"count":1,"state":"NV"},{"count":1,"state":"GA"}],"recentDeals":[{"borrower":"Shine Window Care","city":"Katy","state":"TX","amount":200000,"fiscalYear":2025,"businessPurchase":false,"lender":"Newtek Bank, National Association"},{"borrower":"SW ENTERPRISE LLC","city":"Bowie","state":"MD","amount":180000,"fiscalYear":2025,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"OHNAY LAHNAY, INC dba SHINE OF SOUTH LAS VEGAS","city":"Las Vegas","state":"NV","amount":150000,"fiscalYear":2025,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"SW ENTERPRISE LLC","city":"Bowie","state":"MD","amount":25000,"fiscalYear":2025,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"ALDEN HOME SERVICES LLC","city":"Oak Ridge","state":"TN","amount":190000,"fiscalYear":2024,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Barry Enterprises LLC","city":"Eudora","state":"KS","amount":150000,"fiscalYear":2024,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"ALDEN HOME SERVICES LLC","city":"Oak Ridge","state":"TN","amount":30000,"fiscalYear":2024,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"D & S Westlake Enterprises LLC","city":"West Lake Hills","state":"TX","amount":1026700,"fiscalYear":2023,"businessPurchase":false,"lender":"Regions Bank"},{"borrower":"Mathis Business Management LLC","city":"Farmington Hills","state":"MI","amount":924000,"fiscalYear":2023,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Northern Elite LLC","city":"Traverse City","state":"MI","amount":217300,"fiscalYear":2023,"businessPurchase":false,"lender":"Northern Great Lakes Initiatives"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/shine-window-care-and-holiday-lighting","source_type":"DealRoom Data"}}