{"ok":true,"canonical_url":"https://dealroom.so/franchises/shoney-s","api_url":"https://dealroom.so/api/public/franchises/shoney-s","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Shoney's","slug":"shoney-s","url":"https://dealroom.so/franchises/shoney-s","sbaLoansSince2020":1,"businessPurchases":0,"typicalDeal":1660000,"dealRange25th75th":[1660000,1660000],"avgRatePct":6.75,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Valley National Bank","count":1,"url":"https://dealroom.so/lenders/valley-national-bank"}],"topStates":[{"count":1,"state":"FL"}],"recentDeals":[{"borrower":"Lance Family Restaurants LLC","city":"Kissimmee","state":"FL","amount":1660000,"fiscalYear":2020,"businessPurchase":false,"lender":"Valley National Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/shoney-s","source_type":"DealRoom Data"}}