{"ok":true,"canonical_url":"https://dealroom.so/franchises/smash-my-trash","api_url":"https://dealroom.so/api/public/franchises/smash-my-trash","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Smash My Trash","slug":"smash-my-trash","url":"https://dealroom.so/franchises/smash-my-trash","sbaLoansSince2020":103,"businessPurchases":3,"typicalDeal":324000,"dealRange25th75th":[180800,499200],"avgRatePct":5.73,"failureRatePct":0.99,"loansSinceFY2025":2,"topLenders":[{"name":"The Huntington National Bank","count":17,"url":"https://dealroom.so/lenders/the-huntington-national-bank"},{"name":"Ameris Bank","count":8,"url":"https://dealroom.so/lenders/ameris-bank"},{"name":"Old National Bank","count":7,"url":"https://dealroom.so/lenders/old-national-bank"},{"name":"Beacon Bank and Trust","count":5,"url":"https://dealroom.so/lenders/beacon-bank-and-trust"},{"name":"United Midwest Savings Bank National Association","count":4,"url":"https://dealroom.so/lenders/united-midwest-savings-bank-national-association"}],"topStates":[{"count":13,"state":"GA"},{"count":12,"state":"CA"},{"count":10,"state":"OH"},{"count":8,"state":"FL"},{"count":8,"state":"MA"},{"count":6,"state":"TX"},{"count":4,"state":"PA"},{"count":4,"state":"IN"}],"recentDeals":[{"borrower":"SMT Las Vegas LLC","city":"Las Vegas","state":"NV","amount":1992200,"fiscalYear":2025,"businessPurchase":true,"lender":"Zions Bank, A Division of"},{"borrower":"SMT Colorado Holdings, LLC","city":"Windsor","state":"CO","amount":910400,"fiscalYear":2025,"businessPurchase":false,"lender":"U.S. Bank, National Association"},{"borrower":"Sabegghi LLC","city":"Stow","state":"OH","amount":155000,"fiscalYear":2023,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"SMT Carolinas, LLC","city":"Cumming","state":"GA","amount":1585800,"fiscalYear":2022,"businessPurchase":true,"lender":"Old National Bank"},{"borrower":"Dunawaste LLC","city":"Macon","state":"GA","amount":598500,"fiscalYear":2022,"businessPurchase":false,"lender":"Renasant Bank"},{"borrower":"Process Improvement Consulting LLC","city":"Boiling Springs","state":"SC","amount":585500,"fiscalYear":2022,"businessPurchase":false,"lender":"Renasant Bank"},{"borrower":"Smash My Trash – San Jose South","city":"Walnut Creek","state":"CA","amount":350000,"fiscalYear":2022,"businessPurchase":false,"lender":"Newtek Small Business Finance, Inc."},{"borrower":"Dumpster Compaction of the Carolinas LLC","city":"Greer","state":"SC","amount":350000,"fiscalYear":2022,"businessPurchase":false,"lender":"Readycap Lending, LLC"},{"borrower":"Smash My Trash","city":"Cambridge","state":"MA","amount":350000,"fiscalYear":2022,"businessPurchase":false,"lender":"Newtek Small Business Finance, Inc."},{"borrower":"ELFKO SMT LLC","city":"North Dartmouth","state":"MA","amount":350000,"fiscalYear":2022,"businessPurchase":false,"lender":"United Community Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/smash-my-trash","source_type":"DealRoom Data"}}