{"ok":true,"canonical_url":"https://dealroom.so/franchises/snap-on","api_url":"https://dealroom.so/api/public/franchises/snap-on","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Snap-On","slug":"snap-on","url":"https://dealroom.so/franchises/snap-on","sbaLoansSince2020":46,"businessPurchases":1,"typicalDeal":150000,"dealRange25th75th":[90000,302000],"avgRatePct":8.08,"failureRatePct":0,"loansSinceFY2025":6,"topLenders":[{"name":"The Huntington National Bank","count":5,"url":"https://dealroom.so/lenders/the-huntington-national-bank"},{"name":"Webster Bank National Association","count":5,"url":"https://dealroom.so/lenders/webster-bank-national-association"},{"name":"Readycap Lending, LLC","count":3,"url":"https://dealroom.so/lenders/readycap-lending-llc"},{"name":"BayFirst National Bank","count":3,"url":"https://dealroom.so/lenders/bayfirst-national-bank"},{"name":"Manufacturers and Traders Trust Company","count":2,"url":"https://dealroom.so/lenders/manufacturers-and-traders-trust-company"}],"topStates":[{"count":7,"state":"CA"},{"count":4,"state":"MA"},{"count":4,"state":"IN"},{"count":4,"state":"TX"},{"count":3,"state":"FL"},{"count":2,"state":"OH"},{"count":2,"state":"UT"},{"count":2,"state":"IA"}],"recentDeals":[{"borrower":"DURAN OPERATIONS LLC","city":"Tulare","state":"CA","amount":218400,"fiscalYear":2026,"businessPurchase":false,"lender":"Northeast Bank"},{"borrower":"Matt Pane Tools LLC","city":"Holland","state":"PA","amount":120000,"fiscalYear":2026,"businessPurchase":false,"lender":"CenTrust Bank, A Division of SmartBiz Bank National Association"},{"borrower":"LH TOOLS & EQUIPMENT LLC","city":"Rochester","state":"NY","amount":50000,"fiscalYear":2026,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"Royal T Tools LLC","city":"Avon","state":"OH","amount":250000,"fiscalYear":2025,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Brown Tools, LLC","city":"Littleton","state":"CO","amount":200000,"fiscalYear":2025,"businessPurchase":false,"lender":"Wings Credit Union"},{"borrower":"Johnson Tools LLC","city":"Apple Valley","state":"CA","amount":100000,"fiscalYear":2025,"businessPurchase":false,"lender":"Zions Bank, A Division of"},{"borrower":"Man in the Box, LLC","city":"Edgewood","state":"WA","amount":445000,"fiscalYear":2024,"businessPurchase":false,"lender":"First Internet Bank of Indiana"},{"borrower":"Snap-On Tools","city":"Hialeah","state":"FL","amount":350000,"fiscalYear":2024,"businessPurchase":false,"lender":"Readycap Lending, LLC"},{"borrower":"RWB Tools LLC","city":"Beaumont","state":"TX","amount":150000,"fiscalYear":2024,"businessPurchase":false,"lender":"BayFirst National Bank"},{"borrower":"DAVES TOOLS LLC","city":"Naugatuck","state":"CT","amount":100000,"fiscalYear":2024,"businessPurchase":false,"lender":"Webster Bank National Association"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/snap-on","source_type":"DealRoom Data"}}