{"ok":true,"canonical_url":"https://dealroom.so/franchises/spenga","api_url":"https://dealroom.so/api/public/franchises/spenga","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Spenga","slug":"spenga","url":"https://dealroom.so/franchises/spenga","sbaLoansSince2020":38,"businessPurchases":1,"typicalDeal":667000,"dealRange25th75th":[552400,815000],"avgRatePct":6.8,"failureRatePct":13.89,"loansSinceFY2025":2,"topLenders":[{"name":"Beacon Bank and Trust","count":7,"url":"https://dealroom.so/lenders/beacon-bank-and-trust"},{"name":"TowneBank","count":7,"url":"https://dealroom.so/lenders/townebank"},{"name":"Wells Fargo Bank National Association","count":4,"url":"https://dealroom.so/lenders/wells-fargo-bank-national-association"},{"name":"Celtic Bank Corporation","count":3,"url":"https://dealroom.so/lenders/celtic-bank-corporation"},{"name":"Stellar Bank","count":2,"url":"https://dealroom.so/lenders/stellar-bank"}],"topStates":[{"count":7,"state":"TX"},{"count":5,"state":"CO"},{"count":5,"state":"NJ"},{"count":3,"state":"CA"},{"count":3,"state":"NC"},{"count":3,"state":"FL"},{"count":2,"state":"SC"},{"count":2,"state":"IN"}],"recentDeals":[{"borrower":"SPENGA","city":"Greenville","state":"SC","amount":107800,"fiscalYear":2026,"businessPurchase":false,"lender":"First Bank"},{"borrower":"FIT FOCUS LLC","city":"Valparaiso","state":"IN","amount":350000,"fiscalYear":2025,"businessPurchase":true,"lender":"Centier Bank"},{"borrower":"Cloutery LLC","city":"Paramus","state":"NJ","amount":1057000,"fiscalYear":2023,"businessPurchase":false,"lender":"Beacon Bank and Trust"},{"borrower":"Dasau Fitness Inc.","city":"Naples","state":"FL","amount":903000,"fiscalYear":2023,"businessPurchase":false,"lender":"Beacon Bank and Trust"},{"borrower":"3VEDI LLC","city":"Montvale","state":"NJ","amount":732000,"fiscalYear":2023,"businessPurchase":false,"lender":"Beacon Bank and Trust"},{"borrower":"BMMJ Corp","city":"Wayne","state":"PA","amount":1000800,"fiscalYear":2022,"businessPurchase":false,"lender":"TowneBank"},{"borrower":"DJT Enterprises, LLC","city":"Valparaiso","state":"IN","amount":986700,"fiscalYear":2022,"businessPurchase":false,"lender":"Evolve Bank and Trust"},{"borrower":"ACSP, LLC","city":"Plano","state":"TX","amount":843000,"fiscalYear":2022,"businessPurchase":false,"lender":"Security National Bank of Omaha"},{"borrower":"Roman Empire Fitness Inc","city":"Wall Township","state":"NJ","amount":815000,"fiscalYear":2022,"businessPurchase":false,"lender":"TowneBank"},{"borrower":"Best Life Fitness Partners, LLC","city":"Columbus","state":"OH","amount":665000,"fiscalYear":2022,"businessPurchase":false,"lender":"The State Bank and Trust Company"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/spenga","source_type":"DealRoom Data"}}