{"ok":true,"canonical_url":"https://dealroom.so/franchises/starcycle","api_url":"https://dealroom.so/api/public/franchises/starcycle","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"StarCycle","slug":"starcycle","url":"https://dealroom.so/franchises/starcycle","sbaLoansSince2020":3,"businessPurchases":1,"typicalDeal":275000,"dealRange25th75th":[215000,279900],"avgRatePct":8.27,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"Drake Bank","count":1,"url":"https://dealroom.so/lenders/drake-bank"},{"name":"Montecito Bank & Trust","count":1,"url":null},{"name":"Wells Fargo Bank National Association","count":1,"url":"https://dealroom.so/lenders/wells-fargo-bank-national-association"}],"topStates":[{"count":1,"state":"MN"},{"count":1,"state":"CA"},{"count":1,"state":"TX"}],"recentDeals":[{"borrower":"SB SPIN CORP.","city":"Santa Barbara","state":"CA","amount":275000,"fiscalYear":2025,"businessPurchase":true,"lender":"Montecito Bank & Trust"},{"borrower":"French Legs Corp.","city":"Hopkins","state":"MN","amount":215000,"fiscalYear":2024,"businessPurchase":false,"lender":"Drake Bank"},{"borrower":"Goal Diggers","city":"Georgetown","state":"TX","amount":279900,"fiscalYear":2020,"businessPurchase":false,"lender":"Wells Fargo Bank National Association"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/starcycle","source_type":"DealRoom Data"}}