{"ok":true,"canonical_url":"https://dealroom.so/franchises/summit-coffee-co","api_url":"https://dealroom.so/api/public/franchises/summit-coffee-co","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Summit Coffee Co.","slug":"summit-coffee-co","url":"https://dealroom.so/franchises/summit-coffee-co","sbaLoansSince2020":4,"businessPurchases":0,"typicalDeal":250000,"dealRange25th75th":[219000,371500],"avgRatePct":6.56,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Pinnacle Bank","count":2,"url":"https://dealroom.so/lenders/pinnacle-bank-3"},{"name":"HomeTrust Bank","count":2,"url":"https://dealroom.so/lenders/hometrust-bank"}],"topStates":[{"count":4,"state":"NC"}],"recentDeals":[{"borrower":"Summit of Ballantyne LLC","city":"Charlotte","state":"NC","amount":250000,"fiscalYear":2023,"businessPurchase":false,"lender":"Pinnacle Bank"},{"borrower":"SUMMIT RAD, LLC","city":"Asheville","state":"NC","amount":371500,"fiscalYear":2022,"businessPurchase":false,"lender":"HomeTrust Bank"},{"borrower":"SUMMIT GROVE LLC","city":"Asheville","state":"NC","amount":209700,"fiscalYear":2022,"businessPurchase":false,"lender":"HomeTrust Bank"},{"borrower":"CALL SIGN COFFEE LLC","city":"Charlotte","state":"NC","amount":219000,"fiscalYear":2021,"businessPurchase":false,"lender":"Pinnacle Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/summit-coffee-co","source_type":"DealRoom Data"}}