{"ok":true,"canonical_url":"https://dealroom.so/franchises/take-5-oil-change","api_url":"https://dealroom.so/api/public/franchises/take-5-oil-change","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Take 5 Oil Change","slug":"take-5-oil-change","url":"https://dealroom.so/franchises/take-5-oil-change","sbaLoansSince2020":18,"businessPurchases":0,"typicalDeal":1102000,"dealRange25th75th":[820000,1770000],"avgRatePct":7.83,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":3,"topLenders":[{"name":"Live Oak Banking Company","count":10,"url":"https://dealroom.so/lenders/live-oak-banking-company"},{"name":"Byline Bank","count":6,"url":"https://dealroom.so/lenders/byline-bank"},{"name":"First Bank of the Lake","count":1,"url":"https://dealroom.so/lenders/first-bank-of-the-lake"},{"name":"Community Banks of Colorado, A Division of NBH Bank","count":1,"url":"https://dealroom.so/lenders/community-banks-of-colorado-a-division-of-nbh-bank"}],"topStates":[{"count":5,"state":"CO"},{"count":5,"state":"IL"},{"count":4,"state":"WA"},{"count":1,"state":"UT"},{"count":1,"state":"ID"},{"count":1,"state":"WY"},{"count":1,"state":"TX"}],"recentDeals":[{"borrower":"BUNNYS OIL MONKEYS LLC","city":"Spokane Valley","state":"WA","amount":1770000,"fiscalYear":2025,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"TAKE 5 NORTHLAKE LLC","city":"Northlake","state":"IL","amount":966000,"fiscalYear":2025,"businessPurchase":false,"lender":"Byline Bank"},{"borrower":"BUNNYS OIL MONKEYS LLC","city":"Spokane","state":"WA","amount":416000,"fiscalYear":2025,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"4631 Peoria T5 LLC","city":"Denver","state":"CO","amount":1920000,"fiscalYear":2024,"businessPurchase":false,"lender":"Byline Bank"},{"borrower":"Take 5 Waukegan, LLC","city":"Waukegan","state":"IL","amount":1065000,"fiscalYear":2024,"businessPurchase":false,"lender":"Byline Bank"},{"borrower":"Take 5 Waukegan, LLC","city":"Waukegan","state":"IL","amount":585000,"fiscalYear":2024,"businessPurchase":false,"lender":"Byline Bank"},{"borrower":"Wyoming T5 Mgmt. Operations LLC","city":"Cheyenne","state":"WY","amount":2000000,"fiscalYear":2023,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"BUNNYS OIL MONKEYS LLC","city":"Spokane","state":"WA","amount":1350000,"fiscalYear":2023,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"BUNNYS OIL MONKEYS LLC","city":"Spokane Valley","state":"WA","amount":1350000,"fiscalYear":2023,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"T5 Longmont 1248, LLC","city":"Longmont","state":"CO","amount":960000,"fiscalYear":2023,"businessPurchase":false,"lender":"Live Oak Banking Company"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/take-5-oil-change","source_type":"DealRoom Data"}}