{"ok":true,"canonical_url":"https://dealroom.so/franchises/the-great-american-bagel","api_url":"https://dealroom.so/api/public/franchises/the-great-american-bagel","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"The Great American Bagel","slug":"the-great-american-bagel","url":"https://dealroom.so/franchises/the-great-american-bagel","sbaLoansSince2020":3,"businessPurchases":0,"typicalDeal":380000,"dealRange25th75th":[50000,540000],"avgRatePct":8.75,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":2,"topLenders":[{"name":"Hinsdale Bank & Trust Company, National Association","count":2,"url":"https://dealroom.so/lenders/hinsdale-bank-trust-company-national-association"},{"name":"Byline Bank","count":1,"url":"https://dealroom.so/lenders/byline-bank"}],"topStates":[{"count":2,"state":"IL"},{"count":1,"state":"IN"}],"recentDeals":[{"borrower":"HINSDALE BAKERY LLC","city":"Naperville","state":"IL","amount":380000,"fiscalYear":2025,"businessPurchase":false,"lender":"Hinsdale Bank & Trust Company, National Association"},{"borrower":"HINSDALE BAKERY LLC","city":"Naperville","state":"IL","amount":50000,"fiscalYear":2025,"businessPurchase":false,"lender":"Hinsdale Bank & Trust Company, National Association"},{"borrower":"ZONA FLORES CORP","city":"Saint John","state":"IN","amount":540000,"fiscalYear":2024,"businessPurchase":false,"lender":"Byline Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/the-great-american-bagel","source_type":"DealRoom Data"}}