{"ok":true,"canonical_url":"https://dealroom.so/franchises/the-groutsmith","api_url":"https://dealroom.so/api/public/franchises/the-groutsmith","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"The Groutsmith","slug":"the-groutsmith","url":"https://dealroom.so/franchises/the-groutsmith","sbaLoansSince2020":1,"businessPurchases":1,"typicalDeal":163200,"dealRange25th75th":[163200,163200],"avgRatePct":9.55,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"U.S. Bank, National Association","count":1,"url":"https://dealroom.so/lenders/u-s-bank-national-association"}],"topStates":[{"count":1,"state":"TN"}],"recentDeals":[{"borrower":"Fergy LLC","city":"Murfreesboro","state":"TN","amount":163200,"fiscalYear":2025,"businessPurchase":true,"lender":"U.S. Bank, National Association"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/the-groutsmith","source_type":"DealRoom Data"}}