{"ok":true,"canonical_url":"https://dealroom.so/franchises/the-original-pancake-house","api_url":"https://dealroom.so/api/public/franchises/the-original-pancake-house","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"The Original Pancake House","slug":"the-original-pancake-house","url":"https://dealroom.so/franchises/the-original-pancake-house","sbaLoansSince2020":4,"businessPurchases":1,"typicalDeal":895000,"dealRange25th75th":[450000,1995000],"avgRatePct":9.31,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":2,"topLenders":[{"name":"Stearns Bank National Association","count":1,"url":"https://dealroom.so/lenders/stearns-bank-national-association"},{"name":"First Utah Bank","count":1,"url":"https://dealroom.so/lenders/first-utah-bank"},{"name":"Newtek Small Business Finance, Inc.","count":1,"url":null},{"name":"The Huntington National Bank","count":1,"url":"https://dealroom.so/lenders/the-huntington-national-bank"}],"topStates":[{"count":2,"state":"OH"},{"count":1,"state":"NC"},{"count":1,"state":"MD"}],"recentDeals":[{"borrower":"DBGILLS LLC","city":"Toledo","state":"OH","amount":895000,"fiscalYear":2025,"businessPurchase":true,"lender":"Stearns Bank National Association"},{"borrower":"The Original Pancake House","city":"Charlotte","state":"NC","amount":150000,"fiscalYear":2025,"businessPurchase":false,"lender":"First Utah Bank"},{"borrower":"OPH OF NEW ALBANY LLC","city":"Westerville","state":"OH","amount":1995000,"fiscalYear":2024,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"JA HOSPITALITY LLC","city":"Baltimore","state":"MD","amount":450000,"fiscalYear":2022,"businessPurchase":false,"lender":"Newtek Small Business Finance, Inc."}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/the-original-pancake-house","source_type":"DealRoom Data"}}