{"ok":true,"canonical_url":"https://dealroom.so/franchises/the-vital-stretch","api_url":"https://dealroom.so/api/public/franchises/the-vital-stretch","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"The Vital Stretch","slug":"the-vital-stretch","url":"https://dealroom.so/franchises/the-vital-stretch","sbaLoansSince2020":7,"businessPurchases":0,"typicalDeal":255000,"dealRange25th75th":[45000,329900],"avgRatePct":10.23,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":4,"topLenders":[{"name":"The Huntington National Bank","count":4,"url":"https://dealroom.so/lenders/the-huntington-national-bank"},{"name":"First Bank of the Lake","count":1,"url":"https://dealroom.so/lenders/first-bank-of-the-lake"},{"name":"First National Bank of Pennsylvania","count":1,"url":"https://dealroom.so/lenders/first-national-bank-of-pennsylvania"},{"name":"Wilmington Savings Fund Society FSB","count":1,"url":"https://dealroom.so/lenders/wilmington-savings-fund-society-fsb"}],"topStates":[{"count":3,"state":"NJ"},{"count":2,"state":"MA"},{"count":1,"state":"TX"},{"count":1,"state":"MN"}],"recentDeals":[{"borrower":"ReNuva Solutions Inc.","city":"Oak Park Heights","state":"MN","amount":370000,"fiscalYear":2026,"businessPurchase":false,"lender":"First National Bank of Pennsylvania"},{"borrower":"R&M HEALTH AND WELLNESS LLC","city":"Madison","state":"NJ","amount":255000,"fiscalYear":2026,"businessPurchase":false,"lender":"Wilmington Savings Fund Society FSB"},{"borrower":"D&J Partners LLC","city":"Hoboken","state":"NJ","amount":151500,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"D&J Partners LLC","city":"Hoboken","state":"NJ","amount":45000,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"The Vital Stretch","city":"San Antonio","state":"TX","amount":329900,"fiscalYear":2024,"businessPurchase":false,"lender":"First Bank of the Lake"},{"borrower":"SAVANNA ST. FELIX, LLC","city":"Weymouth","state":"MA","amount":270000,"fiscalYear":2024,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"SAVANNA ST. FELIX, LLC","city":"Weymouth","state":"MA","amount":20000,"fiscalYear":2024,"businessPurchase":false,"lender":"The Huntington National Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/the-vital-stretch","source_type":"DealRoom Data"}}