{"ok":true,"canonical_url":"https://dealroom.so/franchises/tire-factory-point-s","api_url":"https://dealroom.so/api/public/franchises/tire-factory-point-s","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Tire Factory/Point S","slug":"tire-factory-point-s","url":"https://dealroom.so/franchises/tire-factory-point-s","sbaLoansSince2020":6,"businessPurchases":2,"typicalDeal":443600,"dealRange25th75th":[25000,445800],"avgRatePct":8.67,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":2,"topLenders":[{"name":"Mountain America FCU","count":4,"url":"https://dealroom.so/lenders/mountain-america-fcu"},{"name":"Harborstone CU","count":1,"url":"https://dealroom.so/lenders/harborstone-cu"},{"name":"Zions Bank, A Division of","count":1,"url":"https://dealroom.so/lenders/zions-bank-a-division-of"}],"topStates":[{"count":4,"state":"ID"},{"count":1,"state":"WA"},{"count":1,"state":"UT"}],"recentDeals":[{"borrower":"JMC Tire, LLC","city":"Saint Anthony","state":"ID","amount":445800,"fiscalYear":2025,"businessPurchase":false,"lender":"Mountain America FCU"},{"borrower":"JMC Tire, LLC","city":"Saint Anthony","state":"ID","amount":25000,"fiscalYear":2025,"businessPurchase":false,"lender":"Mountain America FCU"},{"borrower":"DANNY'S TIRE SHOP, LLC","city":"Saint Anthony","state":"ID","amount":443600,"fiscalYear":2023,"businessPurchase":false,"lender":"Mountain America FCU"},{"borrower":"DANNY'S TIRE SHOP, LLC","city":"Saint Anthony","state":"ID","amount":25000,"fiscalYear":2023,"businessPurchase":false,"lender":"Mountain America FCU"},{"borrower":"Precision Tire & Auto Center, Inc.","city":"Oak Harbor","state":"WA","amount":490000,"fiscalYear":2020,"businessPurchase":true,"lender":"Harborstone CU"},{"borrower":"ASHBY FAMILY HOLDINGS INC","city":"West Jordan","state":"UT","amount":285000,"fiscalYear":2020,"businessPurchase":true,"lender":"Zions Bank, A Division of"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/tire-factory-point-s","source_type":"DealRoom Data"}}