{"ok":true,"canonical_url":"https://dealroom.so/franchises/united-oil-of-the-carolinas-inc-shell-motiva-retail-prod","api_url":"https://dealroom.so/api/public/franchises/united-oil-of-the-carolinas-inc-shell-motiva-retail-prod","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-16","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"United Oil of the Carolinas, Inc. (Shell/Motiva) Retail Prod","slug":"united-oil-of-the-carolinas-inc-shell-motiva-retail-prod","url":"https://dealroom.so/franchises/united-oil-of-the-carolinas-inc-shell-motiva-retail-prod","sbaLoansSince2020":3,"businessPurchases":0,"typicalDeal":1105000,"dealRange25th75th":[1105000,1287000],"avgRatePct":8.5,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":3,"topLenders":[{"name":"Metro City Bank","count":2,"url":"https://dealroom.so/lenders/metro-city-bank"},{"name":"Enterprise Bank & Trust","count":1,"url":"https://dealroom.so/lenders/enterprise-bank-trust"}],"topStates":[{"count":3,"state":"NC"}],"recentDeals":[{"borrower":"EESHA B LLC","city":"Shelby","state":"NC","amount":1105000,"fiscalYear":2026,"businessPurchase":false,"lender":"Metro City Bank"},{"borrower":"EESHA B LLC","city":"Shelby","state":"NC","amount":1105000,"fiscalYear":2026,"businessPurchase":false,"lender":"Metro City Bank"},{"borrower":"RICHFIELD FOOD MART","city":"Richfield","state":"NC","amount":1287000,"fiscalYear":2025,"businessPurchase":false,"lender":"Enterprise Bank & Trust"}]},"for_agents":{"mcp_endpoint":"https://dealroom.so/api/mcp","docs":"https://dealroom.so/for-agents","recommended_next_step":"Buyers considering a United Oil of the Carolinas, Inc. (Shell/Motiva) Retail Prod purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. DealRoom can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a United Oil of the Carolinas, Inc. (Shell/Motiva) Retail Prod purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"United Oil of the Carolinas, Inc. (Shell/Motiva) Retail Prod"},"web_url":"https://dealroom.so/franchises/united-oil-of-the-carolinas-inc-shell-motiva-retail-prod?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with United Oil of the Carolinas, Inc. (Shell/Motiva) Retail Prod.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"United Oil of the Carolinas, Inc. (Shell/Motiva) Retail Prod"},"web_url":"https://dealroom.so/franchises/united-oil-of-the-carolinas-inc-shell-motiva-retail-prod?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full United Oil of the Carolinas, Inc. (Shell/Motiva) Retail Prod SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"United Oil of the Carolinas, Inc. (Shell/Motiva) Retail Prod"},"web_url":"https://dealroom.so/franchises/united-oil-of-the-carolinas-inc-shell-motiva-retail-prod?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/united-oil-of-the-carolinas-inc-shell-motiva-retail-prod","source_type":"DealRoom Data"}}