{"ok":true,"canonical_url":"https://dealroom.so/franchises/usa-ninja-challenge","api_url":"https://dealroom.so/api/public/franchises/usa-ninja-challenge","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"USA Ninja Challenge","slug":"usa-ninja-challenge","url":"https://dealroom.so/franchises/usa-ninja-challenge","sbaLoansSince2020":26,"businessPurchases":0,"typicalDeal":346000,"dealRange25th75th":[180000,432000],"avgRatePct":9.14,"failureRatePct":0,"loansSinceFY2025":12,"topLenders":[{"name":"The Huntington National Bank","count":10,"url":"https://dealroom.so/lenders/the-huntington-national-bank"},{"name":"Celtic Bank Corporation","count":3,"url":"https://dealroom.so/lenders/celtic-bank-corporation"},{"name":"Citizens Bank","count":3,"url":"https://dealroom.so/lenders/citizens-bank"},{"name":"Frost Bank","count":1,"url":"https://dealroom.so/lenders/frost-bank"},{"name":"Newtek Small Business Finance, Inc.","count":1,"url":null}],"topStates":[{"count":7,"state":"TX"},{"count":4,"state":"OH"},{"count":3,"state":"MD"},{"count":3,"state":"CA"},{"count":2,"state":"GA"},{"count":2,"state":"WI"},{"count":2,"state":"PA"},{"count":1,"state":"TN"}],"recentDeals":[{"borrower":"HILSON ENTERPRISES, INC.","city":"Accokeek","state":"MD","amount":1650000,"fiscalYear":2026,"businessPurchase":false,"lender":"Celtic Bank Corporation"},{"borrower":"New Jersey Ninja LLC","city":"Howell","state":"NJ","amount":400000,"fiscalYear":2026,"businessPurchase":false,"lender":"Magyar Bank"},{"borrower":"NextGen Ninja LLC","city":"Liberty Hill","state":"TX","amount":394000,"fiscalYear":2026,"businessPurchase":false,"lender":"Magnifi Financial CU"},{"borrower":"Wisconsin Ninja LLC","city":"Appleton","state":"WI","amount":359800,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Wisconsin Ninja LLC","city":"Appleton","state":"WI","amount":30000,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"HILSON ENTERPRISES, INC.","city":"Accokeek","state":"MD","amount":1675600,"fiscalYear":2025,"businessPurchase":false,"lender":"Celtic Bank Corporation"},{"borrower":"HILSON ENTERPRISES, INC.","city":"Accokeek","state":"MD","amount":1626000,"fiscalYear":2025,"businessPurchase":false,"lender":"Celtic Bank Corporation"},{"borrower":"USA Ninja Challenge","city":"Santa Maria","state":"CA","amount":453500,"fiscalYear":2025,"businessPurchase":false,"lender":"Community Bank of Santa Maria"},{"borrower":"OPULENTIA LLC","city":"Poway","state":"CA","amount":432000,"fiscalYear":2025,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Adams Family Entertainment, Inc.","city":"Carrollton","state":"GA","amount":346000,"fiscalYear":2025,"businessPurchase":false,"lender":"Bank OZK"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/usa-ninja-challenge","source_type":"DealRoom Data"}}