{"ok":true,"canonical_url":"https://dealroom.so/franchises/vicky-bakery","api_url":"https://dealroom.so/api/public/franchises/vicky-bakery","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Vicky Bakery","slug":"vicky-bakery","url":"https://dealroom.so/franchises/vicky-bakery","sbaLoansSince2020":4,"businessPurchases":0,"typicalDeal":1072900,"dealRange25th75th":[840000,1224000],"avgRatePct":10.13,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":2,"topLenders":[{"name":"First-Citizens Bank & Trust Company","count":2,"url":"https://dealroom.so/lenders/first-citizens-bank-trust-company"},{"name":"Amerant Bank, National Association","count":2,"url":"https://dealroom.so/lenders/amerant-bank-national-association"}],"topStates":[{"count":4,"state":"FL"}],"recentDeals":[{"borrower":"Romtac02 Bakery, Inc.","city":"Boynton Beach","state":"FL","amount":1224000,"fiscalYear":2025,"businessPurchase":false,"lender":"First-Citizens Bank & Trust Company"},{"borrower":"Tacrom Bakery, Inc.","city":"Royal Palm Beach","state":"FL","amount":400000,"fiscalYear":2025,"businessPurchase":false,"lender":"First-Citizens Bank & Trust Company"},{"borrower":"Sunwest Bakery Corp","city":"Sunrise","state":"FL","amount":840000,"fiscalYear":2024,"businessPurchase":false,"lender":"Amerant Bank, National Association"},{"borrower":"VBZ Ventures, LLC","city":"Cooper City","state":"FL","amount":1072900,"fiscalYear":2023,"businessPurchase":false,"lender":"Amerant Bank, National Association"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/vicky-bakery","source_type":"DealRoom Data"}}