{"ok":true,"canonical_url":"https://dealroom.so/franchises/wendy-s","api_url":"https://dealroom.so/api/public/franchises/wendy-s","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Wendy's","slug":"wendy-s","url":"https://dealroom.so/franchises/wendy-s","sbaLoansSince2020":20,"businessPurchases":2,"typicalDeal":942000,"dealRange25th75th":[525000,1570000],"avgRatePct":8.18,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":7,"topLenders":[{"name":"Byline Bank","count":6,"url":"https://dealroom.so/lenders/byline-bank"},{"name":"The Huntington National Bank","count":4,"url":"https://dealroom.so/lenders/the-huntington-national-bank"},{"name":"Mission Valley Bank","count":3,"url":"https://dealroom.so/lenders/mission-valley-bank"},{"name":"TD Bank, National Association","count":2,"url":"https://dealroom.so/lenders/td-bank-national-association"},{"name":"Manufacturers and Traders Trust Company","count":1,"url":"https://dealroom.so/lenders/manufacturers-and-traders-trust-company"}],"topStates":[{"count":8,"state":"CA"},{"count":7,"state":"NY"},{"count":2,"state":"MI"},{"count":1,"state":"SC"},{"count":1,"state":"DE"},{"count":1,"state":"AZ"}],"recentDeals":[{"borrower":"White Lake Group LLC","city":"Fenton","state":"MI","amount":605200,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"White Lake Group LLC","city":"Fenton","state":"MI","amount":50000,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"DJLD Restaurant Group Inc","city":"Myrtle Beach","state":"SC","amount":2556800,"fiscalYear":2025,"businessPurchase":false,"lender":"Pathward National Association"},{"borrower":"Limitless Restaurant Group Inc","city":"Ridgecrest","state":"CA","amount":682000,"fiscalYear":2025,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Four 8888 Systems Inc.","city":"Arcade","state":"NY","amount":525000,"fiscalYear":2025,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"ROSEWOOD CAPITAL LLC","city":"New Castle","state":"DE","amount":500000,"fiscalYear":2025,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"Limitless Restaurant Group Inc","city":"Ridgecrest","state":"CA","amount":50000,"fiscalYear":2025,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"DEPENDABLE FOODS INC","city":"Wasco","state":"CA","amount":1115000,"fiscalYear":2024,"businessPurchase":false,"lender":"Mission Bank"},{"borrower":"RAY AN ENTERPRISES II, LLC","city":"Phoenix","state":"AZ","amount":942000,"fiscalYear":2024,"businessPurchase":false,"lender":"First Business Bank"},{"borrower":"RIISE Hospitality Group, LLC","city":"Weed","state":"CA","amount":673000,"fiscalYear":2024,"businessPurchase":false,"lender":"TD Bank, National Association"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/wendy-s","source_type":"DealRoom Data"}}