{"ok":true,"canonical_url":"https://dealroom.so/glossary/acceleration","api_url":"https://dealroom.so/api/public/glossary/acceleration","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"acceleration","term":"Acceleration","group":"The loan itself","definition":"This is a loan clause allowing the lender to demand immediate repayment of the entire outstanding balance if certain conditions (like default) are met. It means your loan could become due suddenly.","what_it_means":"Understand the terms of your SBA 7(a) loan agreement, especially default clauses that trigger acceleration. Common triggers include missed payments, bankruptcy filing, or a change of ownership without lender approval. If acceleration occurs, the lender can pursue all available remedies, including collateral liquidation.","url":"https://dealroom.so/glossary/acceleration","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"},{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"}],"related":[{"slug":"loan-default","term":"Loan default","url":"https://dealroom.so/glossary/loan-default"},{"slug":"bankruptcy-filing","term":"Bankruptcy filing","url":"https://dealroom.so/glossary/bankruptcy-filing"},{"slug":"loan-agreement","term":"Loan agreement","url":"https://dealroom.so/glossary/loan-agreement"},{"slug":"collateral","term":"Collateral","url":"https://dealroom.so/glossary/collateral"}],"related_questions":[{"question":"Can a seller note on full standby have an acceleration clause if the business defaults on the SBA loan?","url":"https://dealroom.so/for-lenders/questions/can-a-seller-note-on-full-standby-have-an-acceleration-clause-if-the-business-defaults-on-"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Acceleration","url":"https://dealroom.so/glossary/acceleration","source_type":"DealRoom Data"}}