{"ok":true,"canonical_url":"https://dealroom.so/glossary/acceleration-rights","api_url":"https://dealroom.so/api/public/glossary/acceleration-rights","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"acceleration-rights","term":"Acceleration rights","group":"The loan itself","definition":"This is a clause in your loan agreement allowing the lender to demand immediate repayment of the entire outstanding loan balance if you default. It's how lenders protect themselves when a borrower fails to meet terms.","what_it_means":"If you violate a covenant or default on your SBA loan, the lender can invoke its acceleration rights, calling the entire loan due. This is a severe consequence of default. Understand all loan covenants and payment terms to avoid triggering this clause and putting your business at risk.","url":"https://dealroom.so/glossary/acceleration-rights","official_sources":[],"related":[{"slug":"defaulted-loan","term":"Defaulted loan","url":"https://dealroom.so/glossary/defaulted-loan"},{"slug":"loan-agreement","term":"Loan agreement","url":"https://dealroom.so/glossary/loan-agreement"},{"slug":"recourse","term":"Recourse","url":"https://dealroom.so/glossary/recourse"}],"related_questions":[{"question":"Can an SBA 7(a) loan finance the purchase of intellectual property rights from a third party?","url":"https://dealroom.so/sba-7a/questions/can-an-sba-7-a-loan-finance-the-purchase-of-intellectual-property-rights-from-a-third-part"},{"question":"Can a seller note on full standby have an acceleration clause if the business defaults on the SBA loan?","url":"https://dealroom.so/for-lenders/questions/can-a-seller-note-on-full-standby-have-an-acceleration-clause-if-the-business-defaults-on-"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Acceleration rights","url":"https://dealroom.so/glossary/acceleration-rights","source_type":"DealRoom Data"}}