{"ok":true,"canonical_url":"https://dealroom.so/glossary/ach-debit","api_url":"https://dealroom.so/api/public/glossary/ach-debit","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"ach-debit","term":"ACH Debit","group":"Doing the deal","definition":"An electronic payment withdrawal from your bank account. SBA loan payments are typically set up this way for automatic, reliable payments, simplifying your monthly obligations.","what_it_means":"Your SBA loan payments will almost certainly be debited directly from your business bank account via ACH. This is standard practice for lenders to ensure timely payments and minimize defaults. Confirm the exact payment schedule and debit dates with your lender to manage your business's cash flow effectively.","url":"https://dealroom.so/glossary/ach-debit","official_sources":[],"related":[{"slug":"loan-agreement","term":"Loan agreement","url":"https://dealroom.so/glossary/loan-agreement"},{"slug":"principal-and-interest","term":"Principal and interest","url":"https://dealroom.so/glossary/principal-and-interest"},{"slug":"debt-service","term":"Debt service","url":"https://dealroom.so/glossary/debt-service"},{"slug":"bank-statement","term":"Bank Statement","url":"https://dealroom.so/glossary/bank-statement"}],"related_questions":[]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — ACH Debit","url":"https://dealroom.so/glossary/ach-debit","source_type":"DealRoom Data"}}