{"ok":true,"canonical_url":"https://dealroom.so/glossary/administrative-fee","api_url":"https://dealroom.so/api/public/glossary/administrative-fee","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"administrative-fee","term":"Administrative fee","group":"The loan itself","definition":"An administrative fee is a charge by the lender to cover various administrative tasks related to setting up and managing your loan. These can sometimes be rolled into overall closing costs.","what_it_means":"Be aware that specific administrative fees are generally prohibited by SBA rules for 7(a) loans, similar to application fees. Lenders can charge \"reasonable\" packaging or closing costs, but they must be for services actually rendered and disclosed. Review your commitment letter carefully for all fees.","url":"https://dealroom.so/glossary/administrative-fee","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"lender-closing-costs","term":"Lender closing costs","url":"https://dealroom.so/glossary/lender-closing-costs"},{"slug":"packaging-fee","term":"Packaging fee","url":"https://dealroom.so/glossary/packaging-fee"},{"slug":"processing-fee","term":"Processing fee","url":"https://dealroom.so/glossary/processing-fee"},{"slug":"sba-7-a-loan","term":"SBA 7(a) loan","url":"https://dealroom.so/glossary/sba-7-a-loan"}],"related_questions":[{"question":"What specific components are included in the lender's administrative fee for an SBA 7(a) loan?","url":"https://dealroom.so/sba-7a/questions/what-specific-components-are-included-in-the-lender-s-administrative-fee-for-an-sba-7-a-lo"},{"question":"Are there any other lender-specific fees beyond the SBA guaranty fee and ongoing servicing fee?","url":"https://dealroom.so/sba-7a/questions/are-there-any-other-lender-specific-fees-beyond-the-sba-guaranty-fee-and-ongoing-servicing"},{"question":"How do shared administrative services, like HR or accounting, automatically trigger affiliation for size determination?","url":"https://dealroom.so/for-lenders/questions/how-do-shared-administrative-services-like-hr-or-accounting-automatically-trigger-affiliat"},{"question":"Does sharing common administrative services, like HR or accounting, automatically trigger affiliation for size determination?","url":"https://dealroom.so/for-lenders/questions/does-sharing-common-administrative-services-like-hr-or-accounting-automatically-trigger-af"},{"question":"Can the lender charge application fees or underwriting fees in addition to the SBA guaranty fee?","url":"https://dealroom.so/sba-7a/questions/can-the-lender-charge-application-fees-or-underwriting-fees-in-addition-to-the-sba-guarant"},{"question":"Are there annual servicing fees or other recurring charges beyond the SBA servicing fee?","url":"https://dealroom.so/sba-7a/questions/are-there-annual-servicing-fees-or-other-recurring-charges-beyond-the-sba-servicing-fee"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Administrative fee","url":"https://dealroom.so/glossary/administrative-fee","source_type":"DealRoom Data"}}