{"ok":true,"canonical_url":"https://dealroom.so/glossary/affiliation-analysis","api_url":"https://dealroom.so/api/public/glossary/affiliation-analysis","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"affiliation-analysis","term":"Affiliation Analysis","group":"Reading the business","definition":"This is the SBA's process for determining if separate businesses are controlled by the same person or group, treating them as one entity for size standard purposes. It's crucial for confirming loan eligibility.","what_it_means":"When buying a business, the lender will check if you or the seller have other businesses that might be \"affiliated\" under SBA rules. This can impact whether the target business, when combined with others, exceeds the SBA's size standard. Be transparent about all related business interests.","url":"https://dealroom.so/glossary/affiliation-analysis","official_sources":[{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"},{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"affiliation","term":"Affiliation","url":"https://dealroom.so/glossary/affiliation"},{"slug":"size-standard","term":"Size standard","url":"https://dealroom.so/glossary/size-standard"},{"slug":"naics-code","term":"NAICS code","url":"https://dealroom.so/glossary/naics-code"},{"slug":"7a-loan","term":"7(a) loan","url":"https://dealroom.so/glossary/7a-loan"}],"related_questions":[{"question":"What constitutes prudent lending standards for SBA 7(a) underwriting regarding credit analysis?","url":"https://dealroom.so/for-lenders/questions/what-constitutes-prudent-lending-standards-for-sba-7-a-underwriting-regarding-credit-analy"},{"question":"Beyond SBSS, what specific credit analysis must a lender perform for 7(a) Small Loans?","url":"https://dealroom.so/for-lenders/questions/beyond-sbss-what-specific-credit-analysis-must-a-lender-perform-for-7-a-small-loans"},{"question":"What specific documentation is required for a lender's independent credit analysis under prudent lending standards?","url":"https://dealroom.so/for-lenders/questions/what-specific-documentation-is-required-for-a-lender-s-independent-credit-analysis-under-p"},{"question":"What alternative credit analysis methods are acceptable for 7(a) Small Loans following the SBSS sunset?","url":"https://dealroom.so/for-lenders/questions/what-alternative-credit-analysis-methods-are-acceptable-for-7-a-small-loans-following-the-"},{"question":"How does the SBA evaluate \"prudent lending standards\" in 7(a) loan underwriting regarding collateral analysis?","url":"https://dealroom.so/for-lenders/questions/how-does-the-sba-evaluate-prudent-lending-standards-in-7-a-loan-underwriting-regarding-col"},{"question":"How does the sunset of SBSS impact credit analysis for 7(a) Small Loans not using E-Tran?","url":"https://dealroom.so/for-lenders/questions/how-does-the-sunset-of-sbss-impact-credit-analysis-for-7-a-small-loans-not-using-e-tran"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Affiliation Analysis","url":"https://dealroom.so/glossary/affiliation-analysis","source_type":"DealRoom Data"}}