{"ok":true,"canonical_url":"https://dealroom.so/glossary/aggregate-limit","api_url":"https://dealroom.so/api/public/glossary/aggregate-limit","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"aggregate-limit","term":"Aggregate limit","group":"The loan itself","definition":"The maximum total dollar amount an individual or business can borrow across all SBA 7(a) loans. For a single borrower, this is currently $5 million.","what_it_means":"This limit applies to the sum of the guaranteed portions of all 7(a) loans you or your affiliates have outstanding. If you already have an SBA loan, the new loan amount, when added to your existing SBA debt, cannot exceed this $5 million threshold. Be aware of any existing SBA debt you or affiliated businesses might have.","url":"https://dealroom.so/glossary/aggregate-limit","official_sources":[{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"},{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"7a-loan","term":"7(a) loan","url":"https://dealroom.so/glossary/7a-loan"},{"slug":"affiliation","term":"Affiliation","url":"https://dealroom.so/glossary/affiliation"},{"slug":"sba-guaranty","term":"SBA guaranty","url":"https://dealroom.so/glossary/sba-guaranty"},{"slug":"total-project-costs","term":"Total project costs","url":"https://dealroom.so/glossary/total-project-costs"}],"related_questions":[{"question":"What is the maximum aggregate outstanding loan amount for a single 7(a) borrower?","url":"https://dealroom.so/for-lenders/questions/what-is-the-maximum-aggregate-outstanding-loan-amount-for-a-single-7-a-borrower"},{"question":"What is the total maximum aggregate outstanding loan amount for a single 7(a) borrower?","url":"https://dealroom.so/sba-7a/questions/what-is-the-total-maximum-aggregate-outstanding-loan-amount-for-a-single-7-a-borrower"},{"question":"Is there a maximum dollar limit for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/is-there-a-maximum-dollar-limit-for-an-sba-7-a-loan"},{"question":"What is the maximum aggregate outstanding loan amount for a single 7(a) borrower, including affiliates?","url":"https://dealroom.so/for-lenders/questions/what-is-the-maximum-aggregate-outstanding-loan-amount-for-a-single-7-a-borrower-including-"},{"question":"Is there an income limit for my business to be \"small\" by SBA rules?","url":"https://dealroom.so/sba-loans/basics/is-there-an-income-limit-for-my-business-to-be-small-by-sba-rules"},{"question":"What is the maximum aggregate outstanding loan amount for a single 7(a) borrower across all SBA loans?","url":"https://dealroom.so/for-lenders/questions/what-is-the-maximum-aggregate-outstanding-loan-amount-for-a-single-7-a-borrower-across-all"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Aggregate limit","url":"https://dealroom.so/glossary/aggregate-limit","source_type":"DealRoom Data"}}