{"ok":true,"canonical_url":"https://dealroom.so/glossary/aggregate-outstanding-principal","api_url":"https://dealroom.so/api/public/glossary/aggregate-outstanding-principal","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"aggregate-outstanding-principal","term":"Aggregate Outstanding Principal","group":"The loan itself","definition":"The total sum of the remaining balances on all loans, specifically referring to all SBA loans a borrower or its affiliates currently owe.","what_it_means":"The SBA has a maximum loan amount of $5 million per borrower. Lenders check your \"aggregate outstanding principal\" across all your existing SBA loans to ensure this cap isn't exceeded. If you have other businesses with SBA loans, their principal balances count towards your total limit for a new 7(a) loan.","url":"https://dealroom.so/glossary/aggregate-outstanding-principal","official_sources":[{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"},{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"7a-loan","term":"7(a) loan","url":"https://dealroom.so/glossary/7a-loan"},{"slug":"affiliation","term":"Affiliation","url":"https://dealroom.so/glossary/affiliation"},{"slug":"size-standard","term":"Size standard","url":"https://dealroom.so/glossary/size-standard"},{"slug":"use-of-proceeds","term":"Use of proceeds","url":"https://dealroom.so/glossary/use-of-proceeds"}],"related_questions":[{"question":"What is the maximum aggregate outstanding loan amount for a single 7(a) borrower?","url":"https://dealroom.so/for-lenders/questions/what-is-the-maximum-aggregate-outstanding-loan-amount-for-a-single-7-a-borrower"},{"question":"What is the total maximum aggregate outstanding loan amount for a single 7(a) borrower?","url":"https://dealroom.so/sba-7a/questions/what-is-the-total-maximum-aggregate-outstanding-loan-amount-for-a-single-7-a-borrower"},{"question":"What is the maximum aggregate outstanding loan amount for a single 7(a) borrower, including affiliates?","url":"https://dealroom.so/for-lenders/questions/what-is-the-maximum-aggregate-outstanding-loan-amount-for-a-single-7-a-borrower-including-"},{"question":"What is the maximum aggregate outstanding loan amount for a single 7(a) borrower across all SBA loans?","url":"https://dealroom.so/for-lenders/questions/what-is-the-maximum-aggregate-outstanding-loan-amount-for-a-single-7-a-borrower-across-all"},{"question":"What is the maximum aggregate principal amount of 7(a) loan financing a single borrower or affiliated group can receive?","url":"https://dealroom.so/for-lenders/questions/what-is-the-maximum-aggregate-principal-amount-of-7-a-loan-financing-a-single-borrower-or-"},{"question":"What if the business being acquired has significant outstanding Accounts Receivable (AR)?","url":"https://dealroom.so/sba-7a/questions/what-if-the-business-being-acquired-has-significant-outstanding-accounts-receivable-ar"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Aggregate Outstanding Principal","url":"https://dealroom.so/glossary/aggregate-outstanding-principal","source_type":"DealRoom Data"}}