{"ok":true,"canonical_url":"https://dealroom.so/glossary/aggregate-principal-amount","api_url":"https://dealroom.so/api/public/glossary/aggregate-principal-amount","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"aggregate-principal-amount","term":"Aggregate Principal Amount","group":"The loan itself","definition":"The total sum of money borrowed across all SBA loans. The SBA has limits on the maximum aggregate principal amount an individual or affiliated group can have outstanding.","what_it_means":"This refers to the total principal balance of all 7(a) loans you (and any affiliated businesses) have outstanding. The current statutory maximum for a 7(a) loan is $5 million. Your lender will check your history to ensure you don't exceed this cap across all your businesses.","url":"https://dealroom.so/glossary/aggregate-principal-amount","official_sources":[{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"},{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"aggregate-cap","term":"Aggregate Cap","url":"https://dealroom.so/glossary/aggregate-cap"},{"slug":"sba-loan-exposure","term":"SBA Loan Exposure","url":"https://dealroom.so/glossary/sba-loan-exposure"},{"slug":"7a-loan","term":"7(a) loan","url":"https://dealroom.so/glossary/7a-loan"},{"slug":"total-project-costs","term":"Total project costs","url":"https://dealroom.so/glossary/total-project-costs"}],"related_questions":[{"question":"What is the maximum aggregate principal amount of 7(a) loan financing a single borrower or affiliated group can receive?","url":"https://dealroom.so/for-lenders/questions/what-is-the-maximum-aggregate-principal-amount-of-7-a-loan-financing-a-single-borrower-or-"},{"question":"What is the maximum aggregate outstanding loan amount for a single 7(a) borrower?","url":"https://dealroom.so/for-lenders/questions/what-is-the-maximum-aggregate-outstanding-loan-amount-for-a-single-7-a-borrower"},{"question":"What is the total maximum aggregate outstanding loan amount for a single 7(a) borrower?","url":"https://dealroom.so/sba-7a/questions/what-is-the-total-maximum-aggregate-outstanding-loan-amount-for-a-single-7-a-borrower"},{"question":"What is the maximum aggregate outstanding loan amount for a single 7(a) borrower, including affiliates?","url":"https://dealroom.so/for-lenders/questions/what-is-the-maximum-aggregate-outstanding-loan-amount-for-a-single-7-a-borrower-including-"},{"question":"What is the maximum aggregate outstanding loan amount for a single 7(a) borrower across all SBA loans?","url":"https://dealroom.so/for-lenders/questions/what-is-the-maximum-aggregate-outstanding-loan-amount-for-a-single-7-a-borrower-across-all"},{"question":"For an SBA 7(a) loan, what minimum principal amount must be paid off to trigger a prepayment penalty?","url":"https://dealroom.so/sba-7a/questions/for-an-sba-7-a-loan-what-minimum-principal-amount-must-be-paid-off-to-trigger-a-prepayment"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Aggregate Principal Amount","url":"https://dealroom.so/glossary/aggregate-principal-amount","source_type":"DealRoom Data"}}