{"ok":true,"canonical_url":"https://dealroom.so/glossary/aggregate-sba-7-a-loan-eligibility","api_url":"https://dealroom.so/api/public/glossary/aggregate-sba-7-a-loan-eligibility","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"aggregate-sba-7-a-loan-eligibility","term":"Aggregate SBA 7(a) Loan Eligibility","group":"The loan itself","definition":"This is the total maximum amount of SBA 7(a) loan funds any one borrower or affiliated group can receive across all loans.","what_it_means":"The SBA has a maximum loan amount you can have outstanding across all 7(a) loans. For a Business acquisition loan, this means you must factor in any existing 7(a) loans you or your affiliates already have. If you exceed the cap, the new loan won't be approved.","url":"https://dealroom.so/glossary/aggregate-sba-7-a-loan-eligibility","official_sources":[{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"},{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"7a-loan","term":"7(a) loan","url":"https://dealroom.so/glossary/7a-loan"},{"slug":"affiliation","term":"Affiliation","url":"https://dealroom.so/glossary/affiliation"},{"slug":"business-acquisition-loan","term":"Business acquisition loan","url":"https://dealroom.so/glossary/business-acquisition-loan"},{"slug":"sba-loan-authorization","term":"SBA Loan Authorization","url":"https://dealroom.so/glossary/sba-loan-authorization"}],"related_questions":[{"question":"What is the maximum aggregate outstanding loan amount for a single 7(a) borrower?","url":"https://dealroom.so/for-lenders/questions/what-is-the-maximum-aggregate-outstanding-loan-amount-for-a-single-7-a-borrower"},{"question":"What is the total maximum aggregate outstanding loan amount for a single 7(a) borrower?","url":"https://dealroom.so/sba-7a/questions/what-is-the-total-maximum-aggregate-outstanding-loan-amount-for-a-single-7-a-borrower"},{"question":"What is the maximum aggregate outstanding loan amount for a single 7(a) borrower across all SBA loans?","url":"https://dealroom.so/for-lenders/questions/what-is-the-maximum-aggregate-outstanding-loan-amount-for-a-single-7-a-borrower-across-all"},{"question":"What is the maximum aggregate outstanding loan amount for a single 7(a) borrower, including affiliates?","url":"https://dealroom.so/for-lenders/questions/what-is-the-maximum-aggregate-outstanding-loan-amount-for-a-single-7-a-borrower-including-"},{"question":"What is the maximum aggregate principal amount of 7(a) loan financing a single borrower or affiliated group can receive?","url":"https://dealroom.so/for-lenders/questions/what-is-the-maximum-aggregate-principal-amount-of-7-a-loan-financing-a-single-borrower-or-"},{"question":"How does a prior personal bankruptcy impact SBA 7(a) loan eligibility?","url":"https://dealroom.so/sba-7a/questions/how-does-a-prior-personal-bankruptcy-impact-sba-7-a-loan-eligibility"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Aggregate SBA 7(a) Loan Eligibility","url":"https://dealroom.so/glossary/aggregate-sba-7-a-loan-eligibility","source_type":"DealRoom Data"}}