{"ok":true,"canonical_url":"https://dealroom.so/glossary/aging-of-receivables","api_url":"https://dealroom.so/api/public/glossary/aging-of-receivables","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"aging-of-receivables","term":"Aging of receivables","group":"Reading the business","definition":"This is a report that categorizes a business's accounts receivable by the length of time they have been outstanding. It's a key indicator of cash flow health and collection efficiency.","what_it_means":"During due diligence, review the aging of receivables to identify potential bad debts or slow-paying customers. A high percentage of old receivables could signal problems with the business's collection process or customer quality, impacting your future working capital.","url":"https://dealroom.so/glossary/aging-of-receivables","official_sources":[],"related":[{"slug":"accounts-receivable","term":"Accounts receivable","url":"https://dealroom.so/glossary/accounts-receivable"},{"slug":"working-capital","term":"Working capital","url":"https://dealroom.so/glossary/working-capital"},{"slug":"balance-sheet","term":"Balance Sheet","url":"https://dealroom.so/glossary/balance-sheet"},{"slug":"due-diligence","term":"Due diligence","url":"https://dealroom.so/glossary/due-diligence"}],"related_questions":[{"question":"Can I use a secured personal line of credit as part of my equity injection?","url":"https://dealroom.so/sba-7a/questions/can-i-use-a-secured-personal-line-of-credit-as-part-of-my-equity-injection"},{"question":"Can a seller-financed portion of the sale be considered part of my equity injection?","url":"https://dealroom.so/sba-loans/basics/can-a-seller-financed-portion-of-the-sale-be-considered-part-of-my-equity-injection"},{"question":"Can a buyer's assumption of existing business debt count as part of the equity injection?","url":"https://dealroom.so/sba-7a/questions/can-a-buyer-s-assumption-of-existing-business-debt-count-as-part-of-the-equity-injection"},{"question":"Can I use funds from a personal line of credit as part of my equity injection?","url":"https://dealroom.so/sba-7a/questions/can-i-use-funds-from-a-personal-line-of-credit-as-part-of-my-equity-injection"},{"question":"Can funds from an unsecured personal line of credit be considered part of my equity injection?","url":"https://dealroom.so/sba-7a/questions/can-funds-from-an-unsecured-personal-line-of-credit-be-considered-part-of-my-equity-inject"},{"question":"Do all owners of an acquiring business, regardless of ownership percentage, need to provide a personal guaranty?","url":"https://dealroom.so/sba-7a/questions/do-all-owners-of-an-acquiring-business-regardless-of-ownership-percentage-need-to-provide-"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Aging of receivables","url":"https://dealroom.so/glossary/aging-of-receivables","source_type":"DealRoom Data"}}