{"ok":true,"canonical_url":"https://dealroom.so/glossary/annual-receipts","api_url":"https://dealroom.so/api/public/glossary/annual-receipts","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"annual-receipts","term":"Annual receipts","group":"Reading the business","definition":"This refers to the total income or revenue a business receives from its operations over a fiscal year. It's a key metric for determining if a business meets SBA size standards for a loan.","what_it_means":"The SBA uses annual receipts, along with employee count, to determine if a business qualifies as \"small\" and is therefore eligible for a 7(a) loan. Each industry (NAICS code) has specific size standards. Your lender will verify the target business's annual receipts from tax returns to confirm eligibility.","url":"https://dealroom.so/glossary/annual-receipts","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"size-standard","term":"Size standard","url":"https://dealroom.so/glossary/size-standard"},{"slug":"naics-code","term":"NAICS code","url":"https://dealroom.so/glossary/naics-code"},{"slug":"tax-return","term":"Tax return","url":"https://dealroom.so/glossary/tax-return"},{"slug":"eligibility","term":"Eligibility","url":"https://dealroom.so/glossary/eligibility"}],"related_questions":[{"question":"When is the annual service fee waived for a 7(a) loan?","url":"https://dealroom.so/for-lenders/questions/when-is-the-annual-service-fee-waived-for-a-7-a-loan"},{"question":"Are there any annual or ongoing fees for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/are-there-any-annual-or-ongoing-fees-for-an-sba-7-a-loan"},{"question":"How is the ongoing annual service fee for an SBA 7(a) loan determined?","url":"https://dealroom.so/sba-loans/basics/how-is-the-ongoing-annual-service-fee-for-an-sba-7-a-loan-determined"},{"question":"Besides upfront fees, are there ongoing annual fees for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/besides-upfront-fees-are-there-ongoing-annual-fees-for-an-sba-7-a-loan"},{"question":"Are there any upfront or annual fees charged by the SBA for their guarantee?","url":"https://dealroom.so/sba-loans/basics/are-there-any-upfront-or-annual-fees-charged-by-the-sba-for-their-guarantee"},{"question":"Are there any ongoing annual fees for an SBA 7(a) loan, besides interest?","url":"https://dealroom.so/sba-loans/basics/are-there-any-ongoing-annual-fees-for-an-sba-7-a-loan-besides-interest"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Annual receipts","url":"https://dealroom.so/glossary/annual-receipts","source_type":"DealRoom Data"}}