{"ok":true,"canonical_url":"https://dealroom.so/glossary/anti-money-laundering-regulation","api_url":"https://dealroom.so/api/public/glossary/anti-money-laundering-regulation","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"anti-money-laundering-regulation","term":"Anti-Money Laundering Regulation","aka":"AML Regulation","group":"People and paperwork","definition":"These are laws designed to prevent financial transactions that hide illegally obtained money. Your lender must comply with these, which means they'll scrutinize your funding sources and identity.","what_it_means":"As part of the SBA loan process, your lender must ensure your funds aren't from illegal activities. This means providing clear documentation for your equity injection, including bank statements and proof of funds. Expect thorough checks on your identity and the source of your capital.","url":"https://dealroom.so/glossary/anti-money-laundering-regulation","official_sources":[],"related":[{"slug":"bsa-aml-requirement","term":"BSA/AML Requirement","url":"https://dealroom.so/glossary/bsa-aml-requirement"},{"slug":"proof-of-funds","term":"Proof of funds","url":"https://dealroom.so/glossary/proof-of-funds"},{"slug":"seasoned-funds","term":"Seasoned funds","url":"https://dealroom.so/glossary/seasoned-funds"},{"slug":"compliance","term":"Compliance","url":"https://dealroom.so/glossary/compliance"}],"related_questions":[{"question":"What counts as \"my own money\" for the down payment?","url":"https://dealroom.so/sba-loans/basics/what-counts-as-my-own-money-for-the-down-payment"},{"question":"How does the SBA decide how much money I can borrow?","url":"https://dealroom.so/sba-loans/basics/how-does-the-sba-decide-how-much-money-i-can-borrow"},{"question":"Who actually lends the money for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/who-actually-lends-the-money-for-an-sba-7-a-loan"},{"question":"Who actually provides the money for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/who-actually-provides-the-money-for-an-sba-7-a-loan"},{"question":"Who actually gives me the money for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/who-actually-gives-me-the-money-for-an-sba-7-a-loan"},{"question":"Does the government directly lend money for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/does-the-government-directly-lend-money-for-an-sba-7-a-loan"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Anti-Money Laundering Regulation","url":"https://dealroom.so/glossary/anti-money-laundering-regulation","source_type":"DealRoom Data"}}