{"ok":true,"canonical_url":"https://dealroom.so/glossary/anti-money-laundering-regulations","api_url":"https://dealroom.so/api/public/glossary/anti-money-laundering-regulations","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"anti-money-laundering-regulations","term":"Anti-Money Laundering Regulations","aka":"AML regulations","group":"People and paperwork","definition":"Laws designed to prevent criminals from disguising illegally obtained funds as legitimate income. Banks must report suspicious transactions to the government.","what_it_means":"As part of the SBA loan process, lenders are required to comply with AML regulations. This means they will conduct thorough due diligence on all parties involved in the transaction to verify identities and the legitimacy of funds. Be prepared to provide extensive documentation regarding the source of your equity injection and personal finances.","url":"https://dealroom.so/glossary/anti-money-laundering-regulations","official_sources":[],"related":[{"slug":"due-diligence","term":"Due diligence","url":"https://dealroom.so/glossary/due-diligence"},{"slug":"personal-financial-statement","term":"Personal financial statement","url":"https://dealroom.so/glossary/personal-financial-statement"},{"slug":"bank-statement","term":"Bank Statement","url":"https://dealroom.so/glossary/bank-statement"}],"related_questions":[{"question":"What counts as \"my own money\" for the down payment?","url":"https://dealroom.so/sba-loans/basics/what-counts-as-my-own-money-for-the-down-payment"},{"question":"How does the SBA decide how much money I can borrow?","url":"https://dealroom.so/sba-loans/basics/how-does-the-sba-decide-how-much-money-i-can-borrow"},{"question":"Who actually lends the money for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/who-actually-lends-the-money-for-an-sba-7-a-loan"},{"question":"Who actually provides the money for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/who-actually-provides-the-money-for-an-sba-7-a-loan"},{"question":"Who actually gives me the money for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/who-actually-gives-me-the-money-for-an-sba-7-a-loan"},{"question":"Does the government directly lend money for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/does-the-government-directly-lend-money-for-an-sba-7-a-loan"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Anti-Money Laundering Regulations","url":"https://dealroom.so/glossary/anti-money-laundering-regulations","source_type":"DealRoom Data"}}