{"ok":true,"canonical_url":"https://dealroom.so/glossary/appeal","api_url":"https://dealroom.so/api/public/glossary/appeal","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"appeal","term":"Appeal","group":"Doing the deal","definition":"The formal process of requesting a review of an unfavorable decision, such as an SBA loan denial. This is your chance to present new information or argue a mistake.","what_it_means":"If your SBA loan application is denied, you may have the right to appeal the decision. This involves submitting a written request to the SBA with supporting documentation to challenge the denial. Consult your lender or advisor on the specifics of the appeal process.","url":"https://dealroom.so/glossary/appeal","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"},{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"}],"related":[{"slug":"underwriting","term":"Underwriting","url":"https://dealroom.so/glossary/underwriting"},{"slug":"loan-default","term":"Loan default","url":"https://dealroom.so/glossary/loan-default"},{"slug":"credit-analysis","term":"Credit analysis","url":"https://dealroom.so/glossary/credit-analysis"},{"slug":"sop-50-10","term":"SOP 50 10","url":"https://dealroom.so/glossary/sop-50-10"}],"related_questions":[{"question":"Can a lender appeal an SBA decision to repair or deny a guaranty purchase request?","url":"https://dealroom.so/for-lenders/questions/can-a-lender-appeal-an-sba-decision-to-repair-or-deny-a-guaranty-purchase-request"},{"question":"What is the process for a lender to appeal an SBA decision to repair or deny a 7(a) loan guaranty?","url":"https://dealroom.so/for-lenders/questions/what-is-the-process-for-a-lender-to-appeal-an-sba-decision-to-repair-or-deny-a-7-a-loan-gu"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Appeal","url":"https://dealroom.so/glossary/appeal","source_type":"DealRoom Data"}}