{"ok":true,"canonical_url":"https://dealroom.so/glossary/authorized-pipeline","api_url":"https://dealroom.so/api/public/glossary/authorized-pipeline","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"authorized-pipeline","term":"Authorized Pipeline","group":"The loan itself","definition":"This refers to loans that the SBA has officially approved and issued an Authorization for, but which haven't yet been fully disbursed or closed.","what_it_means":"Once your loan receives an SBA Loan Authorization, it enters the authorized pipeline. This means the SBA has committed to its guarantee, and the lender is moving towards closing. Keep track of the Authorization's terms and conditions, as any changes might require an Amended SBA Loan Authorization.","url":"https://dealroom.so/glossary/authorized-pipeline","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"sba-loan-authorization","term":"SBA Loan Authorization","url":"https://dealroom.so/glossary/sba-loan-authorization"},{"slug":"e-tran-submission","term":"E-Tran submission","url":"https://dealroom.so/glossary/e-tran-submission"},{"slug":"underwriting","term":"Underwriting","url":"https://dealroom.so/glossary/underwriting"},{"slug":"commitment-letter","term":"Commitment Letter","url":"https://dealroom.so/glossary/commitment-letter"}],"related_questions":[{"question":"How does a lender request an increase to an authorized 7(a) loan amount after E-Tran approval?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-request-an-increase-to-an-authorized-7-a-loan-amount-after-e-tran-approv"},{"question":"How does a lender request an increase to an authorized 7(a) loan amount due to unforeseen project cost increases?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-request-an-increase-to-an-authorized-7-a-loan-amount-due-to-unforeseen-p"},{"question":"What specific documentation is required to formally transition an authorized 7(a) loan from one permissible base rate to another?","url":"https://dealroom.so/for-lenders/questions/what-specific-documentation-is-required-to-formally-transition-an-authorized-7-a-loan-from"},{"question":"How does a lender resolve an E-Tran error where the authorized loan amount is incorrect after approval but before disbursement?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-resolve-an-e-tran-error-where-the-authorized-loan-amount-is-incorrect-af"},{"question":"What steps must a lender take in E-Tran if a previously authorized 7(a) loan needs to be cancelled before closing?","url":"https://dealroom.so/for-lenders/questions/what-steps-must-a-lender-take-in-e-tran-if-a-previously-authorized-7-a-loan-needs-to-be-ca"},{"question":"Can an SBA 7(a) loan be repaired if the lender failed to ensure the borrower properly used all loan proceeds as authorized?","url":"https://dealroom.so/for-lenders/questions/can-an-sba-7-a-loan-be-repaired-if-the-lender-failed-to-ensure-the-borrower-properly-used-"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Authorized Pipeline","url":"https://dealroom.so/glossary/authorized-pipeline","source_type":"DealRoom Data"}}