{"ok":true,"canonical_url":"https://dealroom.so/glossary/automatic-disqualifier","api_url":"https://dealroom.so/api/public/glossary/automatic-disqualifier","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"automatic-disqualifier","term":"Automatic Disqualifier","group":"People and paperwork","definition":"An automatic disqualifier is a specific condition or event that immediately makes you or the business ineligible for an SBA loan, regardless of other positive factors.","what_it_means":"The SBA has clear rules on what constitutes an automatic disqualifier, such as certain felony convictions, debarment from federal programs, or unresolved federal debt. These are non-negotiable. You must accurately disclose all relevant information on SBA Form 1919 to avoid issues and ensure eligibility from the outset.","url":"https://dealroom.so/glossary/automatic-disqualifier","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"},{"slug":"sba-form-1919","title":"SBA Form 1919 — Borrower Information Form","official_url":"https://www.sba.gov/document/sba-form-1919-borrower-information-form","official_label":"View on SBA.gov","authority_tier":4,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sba-form-1919"}],"related":[{"slug":"civil-litigation","term":"Civil Litigation","url":"https://dealroom.so/glossary/civil-litigation"},{"slug":"felony","term":"Felony","url":"https://dealroom.so/glossary/felony"},{"slug":"fraud","term":"Fraud","url":"https://dealroom.so/glossary/fraud"},{"slug":"embezzlement","term":"Embezzlement","url":"https://dealroom.so/glossary/embezzlement"}],"related_questions":[{"question":"What specific criminal history issues are automatic disqualifiers for SBA loan eligibility?","url":"https://dealroom.so/sba-7a/questions/what-specific-criminal-history-issues-are-automatic-disqualifiers-for-sba-loan-eligibility"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Automatic Disqualifier","url":"https://dealroom.so/glossary/automatic-disqualifier","source_type":"DealRoom Data"}}