{"ok":true,"canonical_url":"https://dealroom.so/glossary/average-annual-receipts","api_url":"https://dealroom.so/api/public/glossary/average-annual-receipts","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"average-annual-receipts","term":"Average Annual Receipts","group":"Reading the business","definition":"This is the SBA's measure of a business's size, typically an average of its gross revenue over the past five fiscal years. It determines if a business is considered \"small\" and eligible for an SBA loan.","what_it_means":"Lenders use this to confirm the target business meets the SBA's size standards for its industry. You need to ensure the business's NAICS code aligns with the correct size standard. If the business is too large, it's ineligible for a 7(a) loan.","url":"https://dealroom.so/glossary/average-annual-receipts","official_sources":[{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"},{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"size-standard","term":"Size standard","url":"https://dealroom.so/glossary/size-standard"},{"slug":"naics-code","term":"NAICS code","url":"https://dealroom.so/glossary/naics-code"},{"slug":"7a-loan","term":"7(a) loan","url":"https://dealroom.so/glossary/7a-loan"},{"slug":"business-acquisition-loan","term":"Business acquisition loan","url":"https://dealroom.so/glossary/business-acquisition-loan"}],"related_questions":[{"question":"Is there a typical average loan size for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/is-there-a-typical-average-loan-size-for-an-sba-7-a-loan"},{"question":"What is the average repayment term length for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/what-is-the-average-repayment-term-length-for-an-sba-7-a-loan"},{"question":"What is the average timeframe for a typical SBA 7(a) loan closing after authorization?","url":"https://dealroom.so/sba-7a/questions/what-is-the-average-timeframe-for-a-typical-sba-7-a-loan-closing-after-authorization"},{"question":"What is the average interest rate range for an SBA 7(a) loan for a business acquisition?","url":"https://dealroom.so/sba-7a/questions/what-is-the-average-interest-rate-range-for-an-sba-7-a-loan-for-a-business-acquisition"},{"question":"What is the average interest rate range for an SBA 7(a) loan in the current market?","url":"https://dealroom.so/sba-7a/questions/what-is-the-average-interest-rate-range-for-an-sba-7-a-loan-in-the-current-market"},{"question":"What is the average time it takes to get an SBA 7(a) loan from application to funding?","url":"https://dealroom.so/sba-loans/basics/what-is-the-average-time-it-takes-to-get-an-sba-7-a-loan-from-application-to-funding"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Average Annual Receipts","url":"https://dealroom.so/glossary/average-annual-receipts","source_type":"DealRoom Data"}}