{"ok":true,"canonical_url":"https://dealroom.so/glossary/blanket-lien","api_url":"https://dealroom.so/api/public/glossary/blanket-lien","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"blanket-lien","term":"Blanket Lien","aka":"UCC Lien","group":"Doing the deal","definition":"This is a legal claim by the lender on all the business's assets, rather than just specific ones. It gives the lender broad security over the business's property.","what_it_means":"When you get an SBA loan, the lender will typically file a UCC-1 financing statement, creating a blanket lien on all business assets. This means if you default, they can seize any and all business property to satisfy the debt.","url":"https://dealroom.so/glossary/blanket-lien","official_sources":[],"related":[{"slug":"lien","term":"Lien","url":"https://dealroom.so/glossary/lien"},{"slug":"ucc-filing","term":"UCC filing","url":"https://dealroom.so/glossary/ucc-filing"},{"slug":"collateral-requirements","term":"Collateral Requirements","url":"https://dealroom.so/glossary/collateral-requirements"},{"slug":"security-interest","term":"Security Interest","url":"https://dealroom.so/glossary/security-interest"}],"related_questions":[{"question":"When must a lender take a lien on specific equipment for collateral, beyond a blanket lien?","url":"https://dealroom.so/for-lenders/questions/when-must-a-lender-take-a-lien-on-specific-equipment-for-collateral-beyond-a-blanket-lien"},{"question":"Is a blanket lien on all business assets a standard SBA requirement?","url":"https://dealroom.so/sba-7a/questions/is-a-blanket-lien-on-all-business-assets-a-standard-sba-requirement"},{"question":"Is a separate lien required on each piece of equipment if a blanket lien is already in place?","url":"https://dealroom.so/sba-7a/questions/is-a-separate-lien-required-on-each-piece-of-equipment-if-a-blanket-lien-is-already-in-pla"},{"question":"Beyond a blanket lien, what specific business assets typically provide significant collateral for an acquisition loan?","url":"https://dealroom.so/sba-7a/questions/beyond-a-blanket-lien-what-specific-business-assets-typically-provide-significant-collater"},{"question":"How does the SBA define 'prudent lending standards' for collateral requirements beyond the minimum blanket lien?","url":"https://dealroom.so/for-lenders/questions/how-does-the-sba-define-prudent-lending-standards-for-collateral-requirements-beyond-the-m"},{"question":"Does the SBA require a blanket lien on all business assets, including accounts receivable and inventory?","url":"https://dealroom.so/sba-7a/questions/does-the-sba-require-a-blanket-lien-on-all-business-assets-including-accounts-receivable-a"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Blanket Lien","url":"https://dealroom.so/glossary/blanket-lien","source_type":"DealRoom Data"}}