{"ok":true,"canonical_url":"https://dealroom.so/glossary/brokerage-account","api_url":"https://dealroom.so/api/public/glossary/brokerage-account","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"brokerage-account","term":"Brokerage account","group":"Your money in the deal","definition":"An investment account held with a financial institution that allows you to buy and sell securities like stocks and bonds. Funds in your brokerage account can be used for your equity injection, provided they are seasoned.","what_it_means":"When demonstrating proof of funds for your equity injection, your brokerage account statements will be required. Lenders want to see that the funds are \"seasoned,\" meaning they've been in your account for at least 90 days, to ensure they're truly yours and not newly borrowed. Liquidate assets well in advance of closing to avoid delays.","url":"https://dealroom.so/glossary/brokerage-account","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"equity-injection","term":"Equity injection","url":"https://dealroom.so/glossary/equity-injection"},{"slug":"proof-of-funds","term":"Proof of funds","url":"https://dealroom.so/glossary/proof-of-funds"},{"slug":"seasoned-funds","term":"Seasoned funds","url":"https://dealroom.so/glossary/seasoned-funds"},{"slug":"personal-financial-statement","term":"Personal financial statement","url":"https://dealroom.so/glossary/personal-financial-statement"}],"related_questions":[{"question":"Can funds from a personal investment account, like a brokerage account, count towards equity injection?","url":"https://dealroom.so/sba-loans/basics/can-funds-from-a-personal-investment-account-like-a-brokerage-account-count-towards-equity"},{"question":"Can funds from a personal investment account with fluctuating value, like a brokerage account, count towards equity?","url":"https://dealroom.so/sba-7a/questions/can-funds-from-a-personal-investment-account-with-fluctuating-value-like-a-brokerage-accou"},{"question":"Can I use funds from a personal investment account, like a brokerage account, for my equity injection?","url":"https://dealroom.so/sba-7a/questions/can-i-use-funds-from-a-personal-investment-account-like-a-brokerage-account-for-my-equity-"},{"question":"Can funds from a personal investment account, like a brokerage account, count towards the SBA 7(a) loan equity injection?","url":"https://dealroom.so/for-lenders/questions/can-funds-from-a-personal-investment-account-like-a-brokerage-account-count-towards-the-sb"},{"question":"How does a lender verify equity injection funds from a personal investment account with fluctuating values, like a brokerage account?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-verify-equity-injection-funds-from-a-personal-investment-account-with-fl"},{"question":"Can funds borrowed against my personal brokerage account be used for the SBA 7(a) equity injection?","url":"https://dealroom.so/sba-7a/questions/can-funds-borrowed-against-my-personal-brokerage-account-be-used-for-the-sba-7-a-equity-in"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Brokerage account","url":"https://dealroom.so/glossary/brokerage-account","source_type":"DealRoom Data"}}