{"ok":true,"canonical_url":"https://dealroom.so/glossary/business-mortgage","api_url":"https://dealroom.so/api/public/glossary/business-mortgage","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"business-mortgage","term":"Business mortgage","group":"The loan itself","definition":"This is a specific type of loan used to purchase or refinance commercial real estate for a business. You care if the business you're buying includes the property it operates from.","what_it_means":"The SBA 7(a) loan can be used to finance the acquisition of owner-occupied commercial real estate as part of buying a business. This is a common use of proceeds, allowing you to control your operating location with long-term financing.","url":"https://dealroom.so/glossary/business-mortgage","official_sources":[{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"},{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"owner-occupied-commercial-real-estate","term":"Owner-occupied commercial real estate","url":"https://dealroom.so/glossary/owner-occupied-commercial-real-estate"},{"slug":"land-acquisition","term":"Land acquisition","url":"https://dealroom.so/glossary/land-acquisition"},{"slug":"use-of-proceeds","term":"Use of proceeds","url":"https://dealroom.so/glossary/use-of-proceeds"},{"slug":"7a-loan","term":"7(a) loan","url":"https://dealroom.so/glossary/7a-loan"}],"related_questions":[{"question":"Can I use an SBA 7(a) loan to refinance my existing business mortgage?","url":"https://dealroom.so/sba-loans/basics/can-i-use-an-sba-7-a-loan-to-refinance-my-existing-business-mortgage"},{"question":"How does a leasehold mortgage on the business property serve as collateral for an SBA 7(a) loan?","url":"https://dealroom.so/sba-7a/questions/how-does-a-leasehold-mortgage-on-the-business-property-serve-as-collateral-for-an-sba-7-a-"},{"question":"When is a leasehold mortgage acceptable as collateral for an SBA 7(a) loan?","url":"https://dealroom.so/for-lenders/questions/when-is-a-leasehold-mortgage-acceptable-as-collateral-for-an-sba-7-a-loan"},{"question":"Can an SBA 7(a) loan be used to refinance an existing commercial mortgage?","url":"https://dealroom.so/sba-loans/basics/can-an-sba-7-a-loan-be-used-to-refinance-an-existing-commercial-mortgage"},{"question":"Can I use funds from a second mortgage on my personal home for my equity injection?","url":"https://dealroom.so/sba-7a/questions/can-i-use-funds-from-a-second-mortgage-on-my-personal-home-for-my-equity-injection"},{"question":"What if I want to use a second mortgage on my personal residence for equity injection?","url":"https://dealroom.so/sba-7a/questions/what-if-i-want-to-use-a-second-mortgage-on-my-personal-residence-for-equity-injection"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Business mortgage","url":"https://dealroom.so/glossary/business-mortgage","source_type":"DealRoom Data"}}