{"ok":true,"canonical_url":"https://dealroom.so/glossary/capline","api_url":"https://dealroom.so/api/public/glossary/capline","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"capline","term":"CAPLine","group":"The loan itself","definition":"CAPLine is a specific type of SBA 7(a) loan designed to help small businesses meet short-term and cyclical working capital needs. It's not typically used for business acquisitions directly, but can support post-acquisition working capital.","what_it_means":"While not a primary acquisition loan, a CAPLine can be useful for a buyer to manage seasonal peaks, fulfill large contracts, or finance inventory after acquiring a business. It's a revolving line of credit or term loan with varying structures (e.g., Seasonal, Contract, Builders, Working Capital). You won't use it to buy the business, but might use it to operate it.","url":"https://dealroom.so/glossary/capline","official_sources":[{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"},{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"working-capital","term":"Working capital","url":"https://dealroom.so/glossary/working-capital"},{"slug":"line-of-credit","term":"Line of credit","url":"https://dealroom.so/glossary/line-of-credit"},{"slug":"7a-loan","term":"7(a) loan","url":"https://dealroom.so/glossary/7a-loan"},{"slug":"business-acquisition-loan","term":"Business acquisition loan","url":"https://dealroom.so/glossary/business-acquisition-loan"}],"related_questions":[]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — CAPLine","url":"https://dealroom.so/glossary/capline","source_type":"DealRoom Data"}}