{"ok":true,"canonical_url":"https://dealroom.so/glossary/caplines","api_url":"https://dealroom.so/api/public/glossary/caplines","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"caplines","term":"CAPLines","group":"The loan itself","definition":"CAPLines are a group of SBA 7(a) loan programs specifically designed to help small businesses meet their short-term and cyclical working capital needs. They are revolving lines of credit.","what_it_means":"While most business acquisitions use a Standard 7(a) loan for the purchase, CAPLines can be a useful tool for ongoing working capital after the acquisition, especially for seasonal businesses. Discuss with your lender if this is appropriate for your post-acquisition needs.","url":"https://dealroom.so/glossary/caplines","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"},{"slug":"terms-conditions-eligibility","title":"7(a) Loan Program — Terms, Conditions, and Eligibility","official_url":"https://www.sba.gov/partners/lenders/7a-loan-program/terms-conditions-eligibility","official_label":"View on SBA.gov","authority_tier":5,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/terms-conditions-eligibility"}],"related":[{"slug":"line-of-credit","term":"Line of credit","url":"https://dealroom.so/glossary/line-of-credit"},{"slug":"working-capital","term":"Working capital","url":"https://dealroom.so/glossary/working-capital"},{"slug":"standard-7-a-loan","term":"Standard 7(a) loan","url":"https://dealroom.so/glossary/standard-7-a-loan"},{"slug":"seasonal-business","term":"Seasonal business","url":"https://dealroom.so/glossary/seasonal-business"}],"related_questions":[]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — CAPLines","url":"https://dealroom.so/glossary/caplines","source_type":"DealRoom Data"}}