{"ok":true,"canonical_url":"https://dealroom.so/glossary/commercial-real-estate","api_url":"https://dealroom.so/api/public/glossary/commercial-real-estate","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"commercial-real-estate","term":"Commercial Real Estate","group":"Reading the business","definition":"This refers to property used for business purposes, such as offices, retail spaces, or industrial warehouses. If the business owns its real estate, it's often a significant asset in the deal.","what_it_means":"If the business you're buying owns its Commercial Real Estate, the 7(a) loan can finance both the business and the property. This often makes the deal more attractive to lenders as the real estate provides strong Collateral Value. Be sure to get an independent Appraisal to confirm its fair market value.","url":"https://dealroom.so/glossary/commercial-real-estate","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"collateral-value","term":"Collateral Value","url":"https://dealroom.so/glossary/collateral-value"},{"slug":"appraisal","term":"Appraisal","url":"https://dealroom.so/glossary/appraisal"},{"slug":"owner-occupied-commercial-real-estate","term":"Owner-occupied commercial real estate","url":"https://dealroom.so/glossary/owner-occupied-commercial-real-estate"},{"slug":"tangible-asset","term":"Tangible asset","url":"https://dealroom.so/glossary/tangible-asset"}],"related_questions":[{"question":"What specific environmental review is required for commercial real estate included in an SBA loan?","url":"https://dealroom.so/sba-7a/questions/what-specific-environmental-review-is-required-for-commercial-real-estate-included-in-an-s"},{"question":"Can an SBA 7(a) loan be used to purchase commercial real estate for my business?","url":"https://dealroom.so/sba-loans/basics/can-an-sba-7-a-loan-be-used-to-purchase-commercial-real-estate-for-my-business"},{"question":"Can I use an SBA 7(a) loan to buy commercial real estate for my business?","url":"https://dealroom.so/sba-loans/basics/can-i-use-an-sba-7-a-loan-to-buy-commercial-real-estate-for-my-business"},{"question":"Can I use an SBA 7(a) loan to purchase commercial real estate for my business?","url":"https://dealroom.so/sba-loans/basics/can-i-use-an-sba-7-a-loan-to-purchase-commercial-real-estate-for-my-business"},{"question":"Can an SBA 7(a) loan be used to purchase a business that includes commercial real estate?","url":"https://dealroom.so/sba-7a/questions/can-an-sba-7-a-loan-be-used-to-purchase-a-business-that-includes-commercial-real-estate"},{"question":"What constitutes a 'prudent' environmental due diligence standard for a 7(a) loan involving commercial real estate?","url":"https://dealroom.so/for-lenders/questions/what-constitutes-a-prudent-environmental-due-diligence-standard-for-a-7-a-loan-involving-c"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Commercial Real Estate","url":"https://dealroom.so/glossary/commercial-real-estate","source_type":"DealRoom Data"}}