{"ok":true,"canonical_url":"https://dealroom.so/glossary/corporate-guarantor","api_url":"https://dealroom.so/api/public/glossary/corporate-guarantor","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"corporate-guarantor","term":"Corporate Guarantor","group":"People and paperwork","definition":"A Corporate Guarantor is a business entity that agrees to be responsible for the loan if the primary borrower defaults. If your acquisition vehicle is a separate entity, it may be required to guarantee the loan.","what_it_means":"The SBA requires all owners of 20% or more of the borrowing entity to personally guarantee the loan, but a Corporate Guarantor (another entity you own) might also be required to back the debt. Understand the full extent of all guaranties, both personal and corporate, before closing the deal. This is distinct from your personal guarantee.","url":"https://dealroom.so/glossary/corporate-guarantor","official_sources":[{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"},{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"personal-guarantee","term":"Personal guarantee","url":"https://dealroom.so/glossary/personal-guarantee"},{"slug":"guaranty","term":"Guaranty","url":"https://dealroom.so/glossary/guaranty"},{"slug":"loan-agreement","term":"Loan agreement","url":"https://dealroom.so/glossary/loan-agreement"}],"related_questions":[{"question":"What specific conditions trigger the requirement for a corporate guaranty in addition to personal guarantees?","url":"https://dealroom.so/for-lenders/questions/what-specific-conditions-trigger-the-requirement-for-a-corporate-guaranty-in-addition-to-p"},{"question":"Can a corporate entity provide a guaranty instead of a personal one for some minority owners?","url":"https://dealroom.so/sba-7a/questions/can-a-corporate-entity-provide-a-guaranty-instead-of-a-personal-one-for-some-minority-owne"},{"question":"Are there specific circumstances where the SBA might require a corporate guaranty in addition to personal guarantees?","url":"https://dealroom.so/for-lenders/questions/are-there-specific-circumstances-where-the-sba-might-require-a-corporate-guaranty-in-addit"},{"question":"Can a corporate entity, not an individual, provide a gift that counts towards my equity injection for an SBA loan?","url":"https://dealroom.so/sba-7a/questions/can-a-corporate-entity-not-an-individual-provide-a-gift-that-counts-towards-my-equity-inje"},{"question":"Can an SBA 7(a) loan be used to purchase a business with a complex corporate structure involving multiple entities?","url":"https://dealroom.so/sba-7a/questions/can-an-sba-7-a-loan-be-used-to-purchase-a-business-with-a-complex-corporate-structure-invo"},{"question":"What happens if a guarantor moves out of the country during the loan term?","url":"https://dealroom.so/sba-7a/questions/what-happens-if-a-guarantor-moves-out-of-the-country-during-the-loan-term"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Corporate Guarantor","url":"https://dealroom.so/glossary/corporate-guarantor","source_type":"DealRoom Data"}}