{"ok":true,"canonical_url":"https://dealroom.so/glossary/debt-financing-program","api_url":"https://dealroom.so/api/public/glossary/debt-financing-program","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"debt-financing-program","term":"Debt Financing Program","group":"The loan itself","definition":"This refers to a loan program, like the SBA 7(a), designed to help businesses get capital. For you, it's the primary way to fund your small business acquisition.","what_it_means":"The SBA 7(a) is the government's flagship debt financing program for small businesses. It offers longer terms and lower down payments than conventional loans, making acquisitions more accessible. Understand the specific terms and conditions of the 7(a) loan for your deal.","url":"https://dealroom.so/glossary/debt-financing-program","official_sources":[{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"},{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"7a-loan","term":"7(a) loan","url":"https://dealroom.so/glossary/7a-loan"},{"slug":"business-acquisition-loan","term":"Business acquisition loan","url":"https://dealroom.so/glossary/business-acquisition-loan"},{"slug":"maximum-sba-7-a-loan-amount","term":"Maximum SBA 7(a) Loan Amount","url":"https://dealroom.so/glossary/maximum-sba-7-a-loan-amount"},{"slug":"sba-guaranty","term":"SBA guaranty","url":"https://dealroom.so/glossary/sba-guaranty"}],"related_questions":[{"question":"Does the SBA 7(a) loan program allow for seller training period financing?","url":"https://dealroom.so/sba-loans/basics/does-the-sba-7-a-loan-program-allow-for-seller-training-period-financing"},{"question":"Does the SBA 7(a) loan program allow for seller training period financing for the buyer?","url":"https://dealroom.so/sba-7a/questions/does-the-sba-7-a-loan-program-allow-for-seller-training-period-financing-for-the-buyer"},{"question":"Is the SBA 7(a) program widely used by small businesses?","url":"https://dealroom.so/sba-loans/basics/is-the-sba-7-a-program-widely-used-by-small-businesses"},{"question":"What does 'Preferred Lender Program' (PLP) status mean for a bank?","url":"https://dealroom.so/sba-loans/basics/what-does-preferred-lender-program-plp-status-mean-for-a-bank"},{"question":"Does the SBA 7(a) program have a minimum loan size?","url":"https://dealroom.so/sba-loans/basics/does-the-sba-7-a-program-have-a-minimum-loan-size"},{"question":"Which types of businesses are typically ineligible for SBA 7(a) financing?","url":"https://dealroom.so/sba-loans/basics/which-types-of-businesses-are-typically-ineligible-for-sba-7-a-financing"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Debt Financing Program","url":"https://dealroom.so/glossary/debt-financing-program","source_type":"DealRoom Data"}}