{"ok":true,"canonical_url":"https://dealroom.so/glossary/disbursement-controls","api_url":"https://dealroom.so/api/public/glossary/disbursement-controls","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"disbursement-controls","term":"Disbursement Controls","group":"Doing the deal","definition":"These are conditions set by your lender for releasing loan funds, ensuring money is used only for approved purposes. You need to understand when and how funds will be released to manage your acquisition and post-closing cash flow.","what_it_means":"For an acquisition, the SBA lender will often disburse funds directly to the seller or an escrow agent at closing. For working capital or equipment funds, you'll provide invoices or proof of payment for approved expenses before funds are released. Plan your closing and post-acquisition cash needs carefully to avoid delays.","url":"https://dealroom.so/glossary/disbursement-controls","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"sba-loan-authorization","term":"SBA Loan Authorization","url":"https://dealroom.so/glossary/sba-loan-authorization"},{"slug":"escrow-holdback","term":"Escrow / holdback","url":"https://dealroom.so/glossary/escrow-holdback"},{"slug":"use-of-proceeds","term":"Use of proceeds","url":"https://dealroom.so/glossary/use-of-proceeds"}],"related_questions":[{"question":"After SBA 7(a) loan approval, what's the typical timeframe for closing and disbursement?","url":"https://dealroom.so/sba-7a/questions/after-sba-7-a-loan-approval-what-s-the-typical-timeframe-for-closing-and-disbursement"},{"question":"How does a lender resolve an E-Tran error where the authorized loan amount is incorrect after approval but before disbursement?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-resolve-an-e-tran-error-where-the-authorized-loan-amount-is-incorrect-af"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Disbursement Controls","url":"https://dealroom.so/glossary/disbursement-controls","source_type":"DealRoom Data"}}