{"ok":true,"canonical_url":"https://dealroom.so/glossary/donor-bank-statements","api_url":"https://dealroom.so/api/public/glossary/donor-bank-statements","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"donor-bank-statements","term":"Donor Bank Statements","group":"People and paperwork","definition":"Bank statements from a person gifting funds to the buyer for their equity injection. If you receive a gift for your down payment, the lender will require these to verify the source and seasoning of those funds.","what_it_means":"If any part of your equity injection is a gift, the donor's bank statements are required to prove the funds are seasoned and not round-tripped. The lender needs to see that the donor had the funds in their account for at least two months prior to the gift, and that the gift was not contingent on repayment. A Gift Letter is also required.","url":"https://dealroom.so/glossary/donor-bank-statements","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"bank-statements","term":"Bank Statements","url":"https://dealroom.so/glossary/bank-statements"},{"slug":"gift-letter","term":"Gift letter","url":"https://dealroom.so/glossary/gift-letter"},{"slug":"seasoned-funds","term":"Seasoned funds","url":"https://dealroom.so/glossary/seasoned-funds"},{"slug":"equity-injection","term":"Equity injection","url":"https://dealroom.so/glossary/equity-injection"}],"related_questions":[{"question":"Are there specific restrictions on the relationship of a non-family gift donor for equity injection?","url":"https://dealroom.so/sba-7a/questions/are-there-specific-restrictions-on-the-relationship-of-a-non-family-gift-donor-for-equity-"},{"question":"Do I need to provide personal financial statements for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/do-i-need-to-provide-personal-financial-statements-for-an-sba-7-a-loan"},{"question":"What types of personal financial statements are required for an SBA 7(a) loan?","url":"https://dealroom.so/sba-loans/basics/what-types-of-personal-financial-statements-are-required-for-an-sba-7-a-loan"},{"question":"If I receive a gifted equity injection, does the donor need to sign any specific documents for the SBA?","url":"https://dealroom.so/sba-7a/questions/if-i-receive-a-gifted-equity-injection-does-the-donor-need-to-sign-any-specific-documents-"},{"question":"How does a lender verify the source of gifted equity injection funds when the donor is a foreign national?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-verify-the-source-of-gifted-equity-injection-funds-when-the-donor-is-a-f"},{"question":"What types of personal financial statements are typically required for an SBA 7(a) loan application?","url":"https://dealroom.so/sba-7a/questions/what-types-of-personal-financial-statements-are-typically-required-for-an-sba-7-a-loan-app"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Donor Bank Statements","url":"https://dealroom.so/glossary/donor-bank-statements","source_type":"DealRoom Data"}}