{"ok":true,"canonical_url":"https://dealroom.so/glossary/e-tran","api_url":"https://dealroom.so/api/public/glossary/e-tran","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"e-tran","term":"E-Tran","aka":"Electronic Transmittal","group":"People and paperwork","definition":"E-Tran is the SBA's online system where lenders submit loan applications and servicing requests. It's how your loan officially gets processed and tracked by the SBA.","what_it_means":"Your lender uses E-Tran to submit your SBA 7(a) loan application, receive an SBA loan number, and get the official loan authorization. All critical updates, like changes to the loan terms or approval of certain actions, also happen through E-Tran. It's the digital backbone for SBA loan administration, so expect your lender to be well-versed in using it efficiently.","url":"https://dealroom.so/glossary/e-tran","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"},{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"}],"related":[{"slug":"e-tran-submission","term":"E-Tran submission","url":"https://dealroom.so/glossary/e-tran-submission"},{"slug":"form-1919","term":"Form 1919","url":"https://dealroom.so/glossary/form-1919"},{"slug":"sba-loan-authorization","term":"SBA Loan Authorization","url":"https://dealroom.so/glossary/sba-loan-authorization"},{"slug":"delegated-authority","term":"Delegated authority","url":"https://dealroom.so/glossary/delegated-authority"}],"related_questions":[{"question":"What are the specific requirements for an E-Tran submission to be considered","url":"https://dealroom.so/for-lenders/questions/what-are-the-specific-requirements-for-an-e-tran-submission-to-be-considered"},{"question":"What information must match between SBA Form 1919 and the E-Tran submission?","url":"https://dealroom.so/sba-7a/questions/what-information-must-match-between-sba-form-1919-and-the-e-tran-submission"},{"question":"What information must match exactly between SBA Form 1919 and E-Tran submission?","url":"https://dealroom.so/for-lenders/questions/what-information-must-match-exactly-between-sba-form-1919-and-e-tran-submission"},{"question":"When is an E-Tran modification specifically required for changes in collateral post-authorization?","url":"https://dealroom.so/for-lenders/questions/when-is-an-e-tran-modification-specifically-required-for-changes-in-collateral-post-author"},{"question":"What specific certifications on SBA Form 1920 (or E-Tran equivalent) relate to credit elsewhere?","url":"https://dealroom.so/for-lenders/questions/what-specific-certifications-on-sba-form-1920-or-e-tran-equivalent-relate-to-credit-elsewh"},{"question":"How does a lender cancel a 7(a) loan authorization in E-Tran before closing?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-cancel-a-7-a-loan-authorization-in-e-tran-before-closing"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — E-Tran","url":"https://dealroom.so/glossary/e-tran","source_type":"DealRoom Data"}}