{"ok":true,"canonical_url":"https://dealroom.so/glossary/e-tran-authorization","api_url":"https://dealroom.so/api/public/glossary/e-tran-authorization","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"e-tran-authorization","term":"E-Tran authorization","group":"People and paperwork","definition":"The SBA's official approval of your loan application, detailing the final terms and conditions. This is the green light from the SBA to your lender to fund your loan.","what_it_means":"After your lender underwrites and approves your loan, they submit it to the SBA via E-Tran. The E-Tran authorization confirms the SBA's guaranty, outlining the loan amount, interest rate, term, and any specific conditions. Your lender will provide you with this document, and it's critical to review it carefully for accuracy.","url":"https://dealroom.so/glossary/e-tran-authorization","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"},{"slug":"13-cfr-part-120","title":"13 CFR Part 120 — Business Loans","official_url":"https://www.ecfr.gov/current/title-13/chapter-I/part-120","official_label":"View on eCFR","authority_tier":1,"publisher":"Office of the Federal Register","source_guide_url":"https://dealroom.so/sba-7a/sources/13-cfr-part-120"}],"related":[{"slug":"sba-loan-authorization","term":"SBA Loan Authorization","url":"https://dealroom.so/glossary/sba-loan-authorization"},{"slug":"e-tran-submission","term":"E-Tran submission","url":"https://dealroom.so/glossary/e-tran-submission"},{"slug":"underwriting","term":"Underwriting","url":"https://dealroom.so/glossary/underwriting"},{"slug":"7a-loan","term":"7(a) loan","url":"https://dealroom.so/glossary/7a-loan"}],"related_questions":[{"question":"When is an E-Tran modification specifically required for changes in collateral post-authorization?","url":"https://dealroom.so/for-lenders/questions/when-is-an-e-tran-modification-specifically-required-for-changes-in-collateral-post-author"},{"question":"How does a lender cancel a 7(a) loan authorization in E-Tran before closing?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-cancel-a-7-a-loan-authorization-in-e-tran-before-closing"},{"question":"What specific data fields in E-Tran are critical for accurate 7(a) loan authorization generation?","url":"https://dealroom.so/for-lenders/questions/what-specific-data-fields-in-e-tran-are-critical-for-accurate-7-a-loan-authorization-gener"},{"question":"How does a lender process a 7(a) loan authorization amendment in the E-Tran system?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-process-a-7-a-loan-authorization-amendment-in-the-e-tran-system"},{"question":"How does a lender correct a material error in the E-Tran submission after receiving an authorization?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-correct-a-material-error-in-the-e-tran-submission-after-receiving-an-aut"},{"question":"What documentation is typically required from a lender when submitting a loan to E-Tran for authorization?","url":"https://dealroom.so/for-lenders/questions/what-documentation-is-typically-required-from-a-lender-when-submitting-a-loan-to-e-tran-fo"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — E-Tran authorization","url":"https://dealroom.so/glossary/e-tran-authorization","source_type":"DealRoom Data"}}