{"ok":true,"canonical_url":"https://dealroom.so/glossary/e-tran-error","api_url":"https://dealroom.so/api/public/glossary/e-tran-error","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"e-tran-error","term":"E-Tran Error","group":"People and paperwork","definition":"An E-Tran error is a problem encountered when a lender tries to submit your loan application electronically through the SBA's E-Tran system. These errors can delay your loan approval.","what_it_means":"The E-Tran system is where lenders submit loan applications and receive SBA loan numbers. Common E-Tran errors relate to data mismatches, missing information, or eligibility issues, often flagged during the credit check or application review. Your lender will work to resolve these, but it can slow down your closing timeline.","url":"https://dealroom.so/glossary/e-tran-error","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"e-tran-submission","term":"E-Tran submission","url":"https://dealroom.so/glossary/e-tran-submission"},{"slug":"form-1919","term":"Form 1919","url":"https://dealroom.so/glossary/form-1919"},{"slug":"sba-loan-authorization","term":"SBA Loan Authorization","url":"https://dealroom.so/glossary/sba-loan-authorization"},{"slug":"delegated-authority","term":"Delegated authority","url":"https://dealroom.so/glossary/delegated-authority"}],"related_questions":[{"question":"How does a lender correct a material error in the E-Tran submission after receiving an authorization?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-correct-a-material-error-in-the-e-tran-submission-after-receiving-an-aut"},{"question":"What is the process for correcting a minor error in the E-Tran system after 7(a) loan authorization?","url":"https://dealroom.so/for-lenders/questions/what-is-the-process-for-correcting-a-minor-error-in-the-e-tran-system-after-7-a-loan-autho"},{"question":"How does a lender resolve an E-Tran error where the authorized loan amount is incorrect after approval but before disbursement?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-resolve-an-e-tran-error-where-the-authorized-loan-amount-is-incorrect-af"},{"question":"How does a lender correct a material error in E-Tran after the 7(a) loan has received an SBA authorization?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-correct-a-material-error-in-e-tran-after-the-7-a-loan-has-received-an-sb"},{"question":"How does a lender correct a material error in E-Tran after the 7(a) loan has already received an SBA authorization?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-correct-a-material-error-in-e-tran-after-the-7-a-loan-has-already-receiv"},{"question":"What E-Tran submission errors most commonly lead to SBA 7(a) guaranty repair or denial?","url":"https://dealroom.so/for-lenders/questions/what-e-tran-submission-errors-most-commonly-lead-to-sba-7-a-guaranty-repair-or-denial"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — E-Tran Error","url":"https://dealroom.so/glossary/e-tran-error","source_type":"DealRoom Data"}}