{"ok":true,"canonical_url":"https://dealroom.so/glossary/final-disbursement","api_url":"https://dealroom.so/api/public/glossary/final-disbursement","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"term":{"slug":"final-disbursement","term":"Final Disbursement","group":"Doing the deal","definition":"The last release of funds from your loan, typically occurring after all closing conditions are met. This is when the seller receives their full payment.","what_it_means":"For your SBA 7(a) acquisition, the final disbursement happens at closing, once all loan conditions are satisfied and all parties have signed. This marks the official transfer of funds to the seller and the start of your loan repayment.","url":"https://dealroom.so/glossary/final-disbursement","official_sources":[{"slug":"sop-50-10","title":"SOP 50 10 — Lender and Development Company Loan Programs","official_url":"https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs","official_label":"View on SBA.gov","authority_tier":2,"publisher":"U.S. Small Business Administration","source_guide_url":"https://dealroom.so/sba-7a/sources/sop-50-10"}],"related":[{"slug":"loan-agreement","term":"Loan agreement","url":"https://dealroom.so/glossary/loan-agreement"},{"slug":"use-of-proceeds","term":"Use of proceeds","url":"https://dealroom.so/glossary/use-of-proceeds"},{"slug":"total-project-costs","term":"Total project costs","url":"https://dealroom.so/glossary/total-project-costs"},{"slug":"escrow-holdback","term":"Escrow / holdback","url":"https://dealroom.so/glossary/escrow-holdback"}],"related_questions":[{"question":"After SBA 7(a) loan approval, what's the typical timeframe for closing and disbursement?","url":"https://dealroom.so/sba-7a/questions/after-sba-7-a-loan-approval-what-s-the-typical-timeframe-for-closing-and-disbursement"},{"question":"How does a lender resolve an E-Tran error where the authorized loan amount is incorrect after approval but before disbursement?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-resolve-an-e-tran-error-where-the-authorized-loan-amount-is-incorrect-af"},{"question":"Does the SBA directly approve my loan, or does a bank make the final decision?","url":"https://dealroom.so/sba-loans/basics/does-the-sba-directly-approve-my-loan-or-does-a-bank-make-the-final-decision"},{"question":"Who makes the final decision on whether my SBA 7(a) loan is approved or denied?","url":"https://dealroom.so/sba-loans/basics/who-makes-the-final-decision-on-whether-my-sba-7-a-loan-is-approved-or-denied"},{"question":"How does a lender ensure the loan authorization precisely matches final closing documents to avoid guaranty repair?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-ensure-the-loan-authorization-precisely-matches-final-closing-documents-"},{"question":"When is an E-Tran modification required for a final loan amount change less than $5,000?","url":"https://dealroom.so/for-lenders/questions/when-is-an-e-tran-modification-required-for-a-final-loan-amount-change-less-than-5-000"}]},"caveats":["Definitions represent DealRoom's plain-English interpretation for buyers; verify regulatory terms against the official SBA and eCFR sources listed.","Not legal, tax, or financial advice, and not an SBA eligibility determination."],"citation":{"label":"DealRoom.so Glossary — Final Disbursement","url":"https://dealroom.so/glossary/final-disbursement","source_type":"DealRoom Data"}}